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AmiGo by OceanFirst Bank

Free with no fees. Plus, unlimited free ATM access. With interest. That’s why we call it the best checking account ever. Available exclusively online.

Competition? More like no contest.


Bank*Free ATMs**Balance Required***Transaction FeesInterest Earned
Use Them AllNoneNeverUp to 5x More!
Bank of America16,000$1,500YessirBarely Any
PNC9,000$500Of CourseNext to None
TD Bank1,300$100-$2,500For SureA Pittance
Wells Fargo13,000$1,500Yep, Gotcha!Ho-Hum Sum

* Competitor data chart is accurate as of 4/26/2019 and is based on information obtained from each bank’s individual website, subject to change at any time by the individual bank. 

** USE THEM ALL means never using the same ATM twice unless you want to. We don't care what bank's machine, what state or city, use them all free of charge.  For you world travelers and passport stamp collectors we give you back $1.50 every time you use an ATM in a foreign country. Free ATM numbers listed in our table are for USA only.

*** Required to avoid fee.

Open AccountAmiGo by OceanFirst can only be opened online.
Additional personal checking accounts available exclusively in our branch locations.
A hand typing their debit card number into a keyboard. Zoomed in photo.

Visa® Debit Card
with Rewards

Reward yourself every time you use our free debit card, whether you're shopping, paying bills or filling up your tank. If you listen closely, you may even hear the cha-ching.

Let us help you

For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1-888-623-2633.