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Welcome to Digital Banking

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Personal Checking

  • No fees. No lie.
  • Unlimited ATMs worldwide.*
  • Zero liability guarantee. Guaranteed!**
  • No Minimum Balance Requirement.
  • Interest Paid on $5,000 & greater.

*Free ATMs apply to the U.S. only. A $1.50 rebate will refunded for any international ATM use. **Our Zero Liability Guarantee does not include transactions that are the result of negligent actions by the cardholder. 

Personal Fee Schedule and Disclosure 
Funds Availability Policy

Open Your FreeStyle Checking Account

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By Phone

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732.797.0737
9AM-4PM | Mon – Fri

Shop with Confidence

Take advantage of our Courtesy Overdraft Protection

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Visa® Debit Card

OceanFirst’s Zero Liability Policy is our guarantee that you won't be held responsible for unauthorized debit card charges made with your account or account information. You're protected if your debit card is lost, stolen or fraudulently used, online or offline.

Learn More about VISA debit card

Let us help you.

For more information about OceanFirst products and services, please email us your questions, visit your local branch, or give us a call at 1.888.623.2698.