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Personal Checking

No Bank Fees? Now That's Something To Flip Over!

Open Account

  • No fees. No lie.
  • Unlimited ATMs worldwide.*
  • Zero liability guarantee. Guaranteed!**
  • No Minimum Balance Requirement.
  • 10,000 uChoose rewards points+.
  • Interest Paid on $5,000 & greater.

*Free ATMs apply to the U.S. only. A $1.50 rebate will refunded for any international ATM use. **Our Zero Liability Guarantee does not include transactions that are the result of negligent actions by the cardholder. +Points awarded on annual basis upon completion of 240 signature-based or online debit card transactions. uChoose Rewards is not an affiliate of OceanFirst Bank.

Personal Fee Schedule
Funds Availability Policy

Open Your FreeStyle Checking Account

Online

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At a Branch

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By Phone

732.797.0737
9AM-4PM | Mon – Fri

Whatever your style, FreeStyle checking fits!

Visa® Debit Card
with Rewards

Reward yourself every time you use our free debit card, whether you're shopping, paying bills, or filling up the tank. If you listen closely, you may even hear the cha-ching.

Learn More about VISA debit card with rewards

NY Basic Banking

Our account exclusively for New York OceanFirst Bank customers! Available at a branch near you. 
Locate a Branch

Let us help you.

For more information about OceanFirst products and services, please email us your questions, visit your local branch, or give us a call at 1.888.623.2698.