Our history
The Start of the
Financial Journey
When we first opened our doors as the Point Pleasant Building and Loan Association in 1902, we had one simple goal: to help our neighbors achieve their dream of owning a home. Our commitment to you hasn't changed since then.
Here are some highlights over time:
- Founded to help people own their homes and build families, we've stayed true to who we are while expanding our services and reach.
- In 1996, OceanFirst became the first bank to create a foundation during its mutual-to-stock conversion, marking a milestone in our commitment to the community.
- Our IPO in 1996 set the stage for significant growth, allowing us to gradually extend our services to 40 locations.
- Over the years, we've welcomed new members to the OceanFirst family, like Colonial American Bank, Cape Bank, Ocean City Home Bank, and more.
- We continuously enhance our digital services and solutions while maintaining a personal touch.
Our mission
Creating Community Together
Our mission is simple, and evident throughout our history — to help you reach your financial goals while positively impacting the places we serve.
How we give back and make a difference:
- Since 1996, our OceanFirst Foundation has given over $49 million to local charities and schools.
- When you bank with us, you support the small businesses that keep our local economy thriving.
- Our team is a family that looks out for each other and our customers.
- We treat everyone with respect and fairness, no matter what.
- We're committed to ensuring everyone in our community has access to the financial resources and opportunities needed to succeed.
- Our solutions reflect your financial journey — whether it’s buying your first home, starting a business, or planning for retirement.
Commitment
OceanFirst Foundation
Our strong commitment to helping families, organizations, schools and communities throughout the Bank's footprint to meet their financial needs has spanned several generations.
