FDIC-Insured - Backed by the full faith and credit of the U.S. Government

OceanFirst Bank has a new look, with the same great service you trust! Explore our updated site today. 

You will now be linking to another website.

The site you will be linking to is not owned or operated by OceanFirst Bank. We encourage you to review the website's privacy and security policies.

Welcome to OceanFirst Bank's New Site!

Thanks for visiting! While our website has a fresh new look, all your personal and business banking tools are right here where you need them. Everything you count on is still just a click away.

Personal savings

Save For All of Life’s What-Ifs

Save more and stress less with accounts that help you reach your goals.

Open an Account

Account options

Watch Your Money Grow

Find your perfect savings account. Open online or in-branch today.

A simple solution for everyday saving. Deposit and withdraw funds at any OceanFirst branch or ATM with a Statement Savings account.

Details: 

  • $5.00 Monthly service charge waived if you maintain a $250 minimum balance
  • Digital banking 
  • Access your account at ATMs worldwide when combined with your checking account's OceanFirst Visa® Debit Card
  • Requires a $100 deposit to open
  • Account is available to anyone over 14 years old — customers under 18 require an adult co-signer on their account
Open Now

Enjoy a $1 transfer to your savings every time you use your OceanFirst Visa Debit Card with a SaveFirst Statement account.

Details: 

  • Competitive interest rate
  • $10 bonus when establishing account
  • No monthly service fee
  • Digital banking
  • Requires a $10 deposit to open
  • Account is available to anyone over 14 years old — customers under 18 require an adult co-signer on their account
Open Now

Teach your children healthy financial and savings habits early on with a kid-friendly KidSaveSmart account

Details: 

  • No monthly service fee
  • Digital banking 
  • $5 bonus when establishing account
  • Requires a $25 deposit to open and maintain account
  • This account is available to anyone 14 to 21 years old —customers under 18 require an adult co-signer on their account
Open Now

A FDIC-insured dependable investment option that offers safe guarantee rates of return for short and long-term plans.

Details: 

  • Competitive rates
  • Various terms available
  • Requires a $500 deposit to open.
  • Account is available to anyone over 14 years old —customers under 18 require an adult co-signer on their account
  • Open in branch
Open Promotional CD

Enjoy a safe place to yield high interest on your money, while enjoying other features with a Money Market Account.

Details:

  • New money only
  • Withdraw anytime
  • The higher the deposit, the higher the rate
  • Withdraw anytime
Open Now

Whether it’s for a vacation or something else, maximize your savings with a Holiday Club Account.

Details:

  • Automatic deposits 
  • No minimum balance 
  • Interest bearing 
  • No maintenance fees
  • No service charges
  • Available for ages 14+**
  • Open in branch
Contact Us

*$1.00 required to open an OceanFirst Holiday Club account. No minimum daily balance required to avoid fees. Current annual percentage yield is 0.03% APY as of 1/3/24 and subject to change. Interest is credited annually. OceanFirst checking or savings account required for end-of-year payout transfer. Fees may reduce earnings. Visit your local OceanFirst Bank branch for holiday club schedule information. **Customers under 18 years of age require an adult co-signer on their account.

Saving made easy

Money Management

Understand how you’re spending your money with the Money Management tool in the OceanFirst Bank App.
  • Determine your budget
  • Update your spending amounts
  • Focus on saving 
  • Save for what matters to you
Download the Apple AppDownload the Android App

Current Offers

Opportunities Just For You

Boost your finances with our latest promotions.
  • 4 Month CD
    Limited Time Offer

    $10,000 - $1,000,000 • 4.55% Rate, 4.65% APY* NEW MONEY REQUIRED • IRA ELIGIBLE

    4.65%
    Annual Percentage Yield*
    Open Account Now
    *Annual Percentage Yield (APY) as of 9/23/2024 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The specials. Advertised rates and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
  • 6 Month CD
    Limited Time Offer

    $10,000 - $250,000 • 4.17% Rate, 4.25% APY*NEW MONEY REQUIRED • IRA ELIGIBLE

    4.25%
    Annual Percentage Yield*
    Open Account Now
    *Annual Percentage Yield (APY) as of 9/23/2024 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
  • 9 Month CD
    Limited Time Offer

    $10,000 - $1,000,000 • 3.69% Rate, 3.75% APY* • New Money Only

    3.75%
    Annual Percentage Yield*
    Open Account Now
    *Annual Percentage Yield (APY) as of 9/23/2024 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 9-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Balances up to $1,000,000 are eligible for the promotional rate. However, FDIC coverage will only apply to balances of $250,000 or less. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
View All Promotions

Connect with Us

Whatever stage of your financial journey you’re on, we can assist.