Get to know us
Your community bank
since 1902
For over 120 years, OceanFirst has been a trusted neighbor,
helping local families and businesses like yours succeed financially.
Our history
The Start of the
Financial Journey
Here are some highlights over time:
- Today, we've stayed true to our commitment to our neighbors and the communities we serve expanding to add commercial and small business financing solutions, consumer and business deposit and digital banking services, along with treasury management and premier banking.
- In 1996, OceanFirst became the first bank to create a foundation during its mutual-to-stock conversion, marking a milestone in our commitment to the community.
- Our IPO in 1996 set the stage for significant growth, allowing us to gradually extend our services to 40+ locations.
- In addition to traditional organic growth through expanded products, services and growing markets; we’ve welcomed new customers through mergers with several banks including Cape Bank, Ocean City Home Bank, Sun National Bank, Country Bank, as well as Spring Garden Capital.
- We continuously enhance our digital services and solutions while maintaining a personal touch.

Our mission
Creating Community Together
How we give back and make a difference:
- Since 1996, our OceanFirst Foundation has given over $49 million to local charities and schools.
- When you bank with us, you support the small businesses that keep our local economy thriving.
- Our team is a family that looks out for each other and our customers.
- We treat everyone with respect and fairness, no matter what.
- We're committed to ensuring everyone in our community has access to the financial resources and opportunities needed to succeed.
- Our solutions reflect your financial journey — whether it’s opening your first checking account, starting a business, or planning for retirement.

Commitment
OceanFirst Foundation

FAQ
Your Questions, Answered
Discover more about services, locations, and more.
What services does OceanFirst Bank offer?
We offer a full range of financial services, including personal and business banking, digital banking tools, commercial financing solutions, treasury management, and premier banking.
Where are OceanFirst Bank's locations?
OceanFirst Bank serves the Northeastern U.S., with over 40 locations across New Jersey, New York, Pennsylvania, Massachusetts, and Maryland.
How does OceanFirst Bank support the community?
Through strategic loans, investments in community projects, and the impactful work of the OceanFirst Foundation, we empower economic growth and support vital services in our communities.
Does OceanFirst Bank support small businesses?
Absolutely. We offer a range of services tailored for small businesses, including loans, checking accounts, merchant services, and business advisory.
What was significant about OceanFirst Bank’s initial public offering?
OceanFirst's initial public offering in 1996 was significant because it included the creation of the OceanFirst Foundation, which was the first foundation ever established as part of a mutual-to-stock conversion in the banking industry.
How has OceanFirst Bank adapted to the changing financial landscape over the years?
OceanFirst Bank has continuously evolved, embracing technological advancements to offer digital banking solutions, while maintaining our commitment to personal service. Our growth has been strategic, ensuring we remain a steadfast partner to our communities, even as we expand our reach.
Want To Make A Difference?
Check out how the OceanFirst Foundation is making your neighborhood a better place.