Personal Banking
Embrace the possibilities
Manage your financial needs withpersonal banking solutions that make life easier.
Our services
Your Personal Banking Options
Explore OceanFirst checking, savings, and lending options that
meet your everyday financial needs and future goals.
- Checking
- Savings & CDs
- Credit Cards
- Digital Banking
- Lending
Checking
Your financial needs are unique to you. With a variety of checking account options to choose from, you can access, spend, and monitor your money exactly how you need to.
Our checking solutions include:
- FreeStyle and FreshStart accounts
- Online and Mobile options
- Overdraft Protection
- Zero Liability Fraud
Savings & CDs
Save, protect, and maximize the money you worked hard for. OceanFirst Bank savings accounts and CDs will help you prepare for whatever tomorrow brings.
Our savings accounts & CDs include:
- Various savings options, including KidSaveSmart and Money Market accounts
- Convenient digital banking options
- FDIC-insured options
- Competitive rates
- Money management
Credit Cards
Access credit with hometown convenience, worldwide acceptance, and features that reward how you like to spend.
Our credit cards include:
- Cashback rewards
- Low intro APR rates
- Fraud protection
- Different options for your lifestyle
- Mobile purchasing
Digital Banking
Experience true financial freedom. Take your banking wherever you are with online and mobile services.
Our state-of-the-art digital services include:
- Video tellers
- Bill Pay and eStatements
- Mobile deposit
- Top-rated mobile app
- Zelle®, Tap to Pay, and text banking
Lending
Make your dream home or other important purchase a reality with personal loans and Cash Value Line of Credit flexible to your needs.
Our personal lending solutions include:
- Loan options to meet your credit
- Simple application processes
- First-time homeowner assistance
- Personalized help
- Options to fix up or build upon your home
Connect with Us
Whatever stage of your financial journey you’re on, we can assist.