Personal checking
Rest Assured,
Checking that fits your lifestyle is here
Say hello to checking that integrates
everyday contemporary benefits into your life.
Account options
Bank Freely
FreeStyle Checking
FreshStart Checking
Helpful Resources:
Bank your way
Features and Benefits
Make your hard-earned money work for you.
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Free Nationwide ATM Use*
Get your money when you need it, wherever you are. -
Video Tellers
Connect on-screen with a live, friendly banker at select ATMs. -
No Minimum Balance
Experience no-hassle, no-nonsense checking. -
Overdraft Protection*
Enjoy peace of mind knowing your account will always be covered. -
Zero Liability Fraud*
Rest assured you’re protected if your debit card is lost, stolen, or fraudulently used. -
Mobile & Online Banking
Bank anytime, anywhere with our mobile and online banking options.
*Free ATMs apply to the U.S. only. A $1.50 rebate will be refunded for any international ATM use. Our Zero Liability Guarantee protects your checking account from fraud. Unauthorized use must be reported within 60 days of the statement date. Transactions must be qualified. Refer to the Zero Liability Policy for additional information regarding consumer liability. Mobile check deposits are covered by standard check-clearing policies and are not covered by the Zero-Liability Policy. If error resolution cannot be determined within 10 business days from written notice, we will credit your account within 10 business days (5 business days for Visa® Debit Card POS transactions) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. The bank will use discretion to pay overdrafts. This means there is no guarantee that the bank will always authorize and pay these transactions. If the bank does not authorize to pay an overdraft, the transaction will be declined. If you opted into courtesy overdraft protection and overdraw your account by more than $50, you will be charged $38 each time an overdraft transaction is paid or declined, with a maximum of four fees per day. Refer to Fee Schedule for additional information. Some exclusions apply.
OceanFirst Visa Debit Card
The Only Card You Need
- Simple activation
- Card Control
- Fraud monitoring
- Easy replacement
- Digital debit card options
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Community & Wavemakers
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Stay Safe on Online Marketplaces
Security
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Whatever stage of your financial journey you’re on, we can assist.