FDIC-Insured - Backed by the full faith and credit of the U.S. Government

OceanFirst Bank has a new look, with the same great service you trust! Explore our updated site today. 

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Welcome to OceanFirst Bank's New Site!

Thanks for visiting! While our website has a fresh new look, all your personal and business banking tools are right here where you need them. Everything you count on is still just a click away.

Personal lending

Milestones Within Reach

Put time, money, and conveniences on your side
with a personal loan that conforms to your life.

Apply for a Loan

Lending and loan options

Turn “One Day” Into Today

Finance the perfect home, project, or special purchase with
competitive rates, flexible terms, and customer-centric support.

The best mortgage option for your family’s situation is out there. OceanFirst mortgages are built to walk you through the process from start to finish so you can achieve home ownership.

Our offers include:

  • Fixed-rate conventional
  • Adjustable rate
  • NeighborFirst
  • Special purpose
Explore Mortgages

Keep the dream alive with a home equity loan that lets you fund what matters most — renovating, paying down debt, or taking that much-needed vacation.

Our offers include: 

  • Home Equity Line of Credit
  • Fixed Rate Home Equity Loan
Learn More

If you can’t find the right home, build it with a straightforward financing solution that lets you spend more time deciding on structures or fixtures and less time worrying.

Features: 

  • One closing
  • Flexible, locked rate 
  • Local decision-making from lenders who live in the same neighborhoods as you
Learn More

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

Features:

  • Convenient and flexible purchasing power.
  • Accepted at millions of locations worldwide.
  • Mobile Purchasing capability for added convenience.
  •  Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
Personal Credit Cards
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

Our team

Your Dreams, Backed By Experts

Taking out a loan is a huge turning point in your life. Going it alone can leave you restless and full of questions. Our team of dedicated loan officers isn’t just a number on your phone — they’re members of your community who will answer your questions every step of the way.

Meet Our Loan Officers
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Connect with Us

Whatever stage of your financial journey you’re on, we can assist.