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Lending

NeighborFirst

See if you qualify for the benefits of this program

Find Out Now
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If you're looking to buy your first home or are interested in a home in a selected community that features NeighborFirst-eligible housing, this Affordable Homebuyer Program could work for you and your family.

1. Do you earn less than $108,720 per year?

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2. Are you a resident of NJ, NY, or PA?

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3. Are you interested in first-time homebuyer education?

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If you said YES to the 3 questions above, please go ahead and fill out the form below.

Connect with Us

Learn more about qualifying for a NeighborFirst loan
with OceanFirst Bank today!

Request an appointment or contact a Residential Loan Officer at 888-623-2633 x27215 to learn more.

Those eligible for a NeighborFirst Loan can enjoy:

  • Significant Savings with Low Down Payments

  • No Private Mortgage Insurance (PMI) Required

  • No Additional Fees Based on Credit Scores

  • Discounted Rates Available

  • Risk-Based Pricing Adjustments Waived

*As of 9/12/2024, and subject to change at any time. Offer of credit is subject to income restrictions and credit approval. Eligible properties include 1- to 4-unit properties (down payment may increase with 2+ units), Fannie Mae/Freddie Mac-eligible condominiums, and planned unit developments (PUDs). Minimum of 3% downpayment for purchase of a primary residence. Rate discounts available on rates with a floor of 4% APR. Eligible applicants must complete an approved homeownership course.