If you're looking to buy your first home, NeighborFirst, an Affordable Homebuyer Program at OceanFirst, may work for you and your family. You may qualify for this program if you can answer YES to all of the following questions:
1. If you earn under $108,720 per year, answer YES. Income limits may vary per region.
2. If you’re looking to BUY a home in NJ, NY or PA, answer YES.
3. If you qualify for this program, you understand you’ll be required to attend a homebuyer education class.
If you said YES to all 3 questions above, please fill out the form below and an OceanFirst Loan Officer will reach out shortly.
Connect with Us
Learn more about qualifying for a NeighborFirst loan
with OceanFirst Bank today!
Those eligible for a NeighborFirst Loan can enjoy:
- Special First-Time Discounted Rates
- Low Down Payments
- No Private Mortgage Insurance (PMI) Required
- Fast Pre-Approvals
- No Additional Fees Based on Credit Scores
- Risk-Based Pricing Adjustments Waived
*As of 9/12/2024 and subject to change at any time. Offer of credit is subject to income restrictions and credit approval. Eligible properties include 1- to 4-unit properties (down payment may increase with 2+ units), Fannie Mae/Freddie Mac-eligible condominiums, and planned unit developments (PUDs). Minimum of 3% down payment for purchase of a primary residence. Rate discounts available on rates with a floor of 4% APR. Eligible applicants must complete an approved homeownership course. The Bank’s application, origination process and servicing cannot be provided in the alternate language.
Subject to Credit Approval