home equity
For Every Chapter in Life
Tap into your home equity for the flexibility to pay for whatever’s next.
Loan options
Put Your Home’s Value to Work
or consolidate debt with OceanFirst’s flexible Home Equity loan options.
Home Equity Line of Credit
Use your home’s equity as collateral for a revolving line of credit at any time, for any reason. Access competitive low rates, a 20-year draw period, a minimum loan amount of $10,000, and an interest-only option.
Fixed Rate Home Equity Loan
A Fixed Rate Home Equity Loan is a great option when you want to borrow a specific amount. Enjoy flexible terms, fixed monthly payments, competitive low rates, and minimum loan amounts from $10,000.
Lending and loan options
Explore Other Mortgages
Buy or renovate your home with other OceanFirst lending solutions.
-
Mortgages
Ensure your home buying experience is exciting, not stressful, with mortgages and homebuyer programs designed to answer all your questions. -
Construction Loans
With a simple financing solution in place, including a construction and permanent loan in one closing, you can plan your dream home.
-
Community & Wavemakers
-
Stay Safe on Online Marketplaces
Security
Connect with Us
Whatever stage of your financial journey you’re on, we can assist.