Personal savings
Save For All of Life’s What-Ifs
Save more and stress less with accounts that help you reach your goals.
Account options
Watch Your Money Grow
- Statement Savings
- SaveFirst Statement
- KidSaveSmart
- Certificates of Deposit (CD)
- FirstWave Money Market
- Holiday Club
A simple solution for everyday saving. Deposit and withdraw funds at any OceanFirst branch or ATM with a Statement Savings account.
Details:
- $5.00 Monthly service charge waived if you maintain a $250 minimum balance
- Digital banking
- Access your account at ATMs worldwide when combined with your checking account's OceanFirst Visa® Debit Card
- Requires a $100 deposit to open
- Account is available to anyone 13 years or older — customers under 18 require an adult co-signer on their account
Enjoy a $1 transfer to your savings every time you use your OceanFirst Visa Debit Card with a SaveFirst Statement account.
Details:
- Competitive interest rate
- $10 bonus when establishing account
- No monthly service fee
- Digital banking
- Requires a $10 deposit to open
- Account is available to anyone 13 years or older— customers under 18 require an adult co-signer on their account
Teach your children healthy financial and savings habits early on with a kid-friendly KidSaveSmart account
Details:
- No monthly service fee
- Digital banking
- $5 bonus when establishing account
- Requires a $25 deposit to open and maintain account
- This account is available to anyone 13 to 21 years old —customers under 18 require an adult co-signer on their account
A FDIC-insured dependable investment option that offers safe guarantee rates of return for short and long-term plans.
Details:
- Competitive rates
- Various terms available
- Requires a $500 deposit to open.
- Account is available to anyone 13 years or older— customers under 18 require an adult co-signer on their account
- Open in branch
Enjoy a safe place to yield high interest on your money, while enjoying other features with a Money Market Account.
Details:
- New money only
- Withdraw anytime
- The higher the deposit, the higher the rate
- Withdraw anytime
Whether it’s for a vacation or something else, maximize your savings with a Holiday Club Account.
Details:
- Automatic deposits
- No minimum balance
- Interest bearing
- No maintenance fees
- No service charges
- Available for ages 13+**
- Open in branch
*$1.00 required to open an OceanFirst Holiday Club account. A minimum balance of $1 must be in the account each day to earn interest and obtain the disclosed annual percentage yield. Current annual percentage yield is 0.03% APY as of 1/3/24 and subject to change. Interest is credited annually. OceanFirst checking or savings account required for end-of-year payout transfer. Fees may reduce earnings. Visit your local OceanFirst Bank branch for holiday club schedule information. **Customers under 18 years of age require an adult co-signer on their account.
*$1.00 required to open an OceanFirst Holiday Club account. No minimum daily balance required to avoid fees. Current annual percentage yield is 0.03% APY as of 1/3/24 and subject to change. Interest is credited annually. OceanFirst checking or savings account required for end-of-year payout transfer. Fees may reduce earnings. Visit your local OceanFirst Bank branch for holiday club schedule information. **Customers under 18 years of age require an adult co-signer on their account.
Saving made easy
Money Management
- Determine your budget
- Update your spending amounts
- Focus on saving
- Save for what matters to you
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