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Get to know us

Your community bank
since 1902

For over 120 years, OceanFirst has been a trusted neighbor,
helping local families and businesses like yours succeed financially.

Connect with OceanFirst Bank

Our history

The Start of the
Financial Journey

When we first opened our doors as the Point Pleasant Building and Loan Association in 1902, we had one simple goal: to help our neighbors achieve their dream of owning a home. Our commitment to you hasn't changed since then. 

Here are some highlights over time:

  • Founded to help people own their homes and build families, we've stayed true to who we are while expanding our services and reach.
  • In 1996, OceanFirst became the first bank to create a foundation during its mutual-to-stock conversion, marking a milestone in our commitment to the community.
  • Our IPO in 1996 set the stage for significant growth, allowing us to gradually extend our services to 40 locations.
  • Over the years, we've welcomed new members to the OceanFirst family, like Colonial American Bank, Cape Bank, Ocean City Home Bank, and more.
  • We continuously enhance our digital services and solutions while maintaining a personal touch.
See What Makes Us Different
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Our mission

Creating Community Together

Our mission is simple, and evident throughout our history — to help you reach your financial goals while positively impacting the places we serve.

How we give back and make a difference:

  • Since 1996, our OceanFirst Foundation has given over $43 million to local charities and schools. 
  • Diversity isn't just a buzzword here —  it's a core part of who we are.
  • When you bank with us, you support the small businesses that keep our local economy thriving.
  • Our team is a family that looks out for each other and our customers.
  • We treat everyone with respect and fairness, no matter what. 
  • We're committed to ensuring everyone in our community has access to the financial resources and opportunities needed to succeed.
  • Our solutions reflect your financial journey — whether it’s buying your first home, starting a business, or planning for retirement.
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Commitment

OceanFirst Foundation

Our strong commitment to helping families, organizations, schools and communities throughout the Bank's footprint to meet their financial needs has spanned several generations.
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FAQ

Your Questions, Answered

Discover more about services, locations, and more.

What services does OceanFirst Bank offer?

We offer a full range of financial services, including personal and business banking, loans, mortgages, wealth management, and digital banking solutions.

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Where are OceanFirst Bank's locations?

OceanFirst Bank serves the Northeastern U.S., with over 40 locations across New Jersey, New York, Pennsylvania, Massachusetts, and Maryland.

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How does OceanFirst Bank support the community?

Through strategic loans, investments in community projects, and the impactful work of the OceanFirst Foundation, we empower economic growth and support vital services in our communities.

Learn More About OceanFirst Foundation
Does OceanFirst Bank support small businesses?

Absolutely. We offer a range of services tailored for small businesses, including loans, checking accounts, merchant services, and business advisory.

What was significant about OceanFirst Bank’s initial public offering?

OceanFirst's initial public offering in 1996 was significant because it included the creation of the OceanFirst Foundation, which was the first foundation ever established as part of a mutual-to-stock conversion in the banking industry.

How has OceanFirst Bank adapted to the changing financial landscape over the years?

OceanFirst Bank has continuously evolved, embracing technological advancements to offer digital banking solutions, while maintaining our commitment to personal service. Our growth has been strategic, ensuring we remain a steadfast partner to our communities, even as we expand our reach.

Want To Make A Difference?

Check out how the OceanFirst Foundation is making your neighborhood a better place.

Learn More About OceanFirst Foundation