When it comes to your mortgage, bank with people who know the local market - folks like us who live and work right here where you do. We want to be a good neighbor and an even better lender.
Looking for your dream home?
Look no further for your home lending needs! We have a full array of lending options to help you live out your home ownership dreams.
Applying for a loan?
Get started today, and finish it when you're ready! We want your loan application process to match your needs and your schedule.
Giving your home a facelift?
Help your home reach it's fullest potential with the help of one of our knowledgeable loan officers. Their job is to help you work all the wrinkles out.
At OceanFirst Bank, helping you reach your goals is our top priority. That’s why we offer the NeighborFirst* Program, designed to help homebuyers purchase a home. Plus, qualified first-time home buyers may be eligible to receive $2,000 grant towards closing costs.
Request an appointment or contact a residential loan officer today at 888-623-2633 x7245 to learn more.
The Interest Rates, Annual Percentage Rate (APR), and fees displayed may be adjusted based on several factors including, but not limited to, property location, loan amount, loan type, occupancy, property type, loan to value, debt to income ratios, FICO credit scores, and asset reserves.
Revised 3/28/2022 *Offer of credit is subject to income restrictions and credit approval. Eligible properties include 1- to 4-unit properties (down payment may increase with 2+ units), Fannie Mae/Freddie Mac-eligible condominiums, and planned unit developments (PUDs). Minimum of 3% down payment for purchase of a primary residence. Rate/Term refinances up to 90% loan-to-value on primary residences; no PMI required. The “no income limit” applies to certain low/moderate income areas, designated by government census tracts. Eligible applicants must complete an approved home ownership course.