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NeighborFirst

A Mortgage as
Easy as 1-2-3!

Buying your Dream Home in NJ, NY, & PA Can Happen!

Request an appointment or contact a Residential Loan Officer at 888-623-2633 x27215 to learn more.

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Enjoy These Great Benefits!

  • Significant Savings with Low Down Payments

  • Rate/Term Refinances on Primary Residences

  • No Private Mortgage Insurance (PMI) Required

  • No Additional Fees Based on Credit Scores

  • Home Purchases in Only NJ, NY, and PA Qualify

  • Rate Discount of 0.5%

  • Plus, qualified Homebuyers may be eligible for a $6,000 grant toward closing costs.
 
*Offer of credit is subject to income restrictions and credit approval. Eligible properties include 1- to 4-unit properties (down payment may increase with 2+ units), Fannie Mae/Freddie Mac-eligible condominiums, and planned unit developments (PUDs). Minimum of 3% down payment for purchase of a primary residence. Rate/ Term refinances up to 90% loan-to-value on primary residences; no PMI required. The “no income limit” applies to certain low/moderate income areas, designated by government census tracts. 0.5% discount on rates at 4% APR or above. Eligible applicants Eligible applicants must complete an approved homeownership course.

Member FDIC. Equal Housing Lender.

Qualified First Time Home Buyers may be eligible for a $2,000 grant toward closing costs

Make Us Your
First Move!

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For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1-888-623-2633.