NeighborFirst

If you're looking to buy your first home, refinance, or are interested in a
home in a selected community that features NeighborFirst-eligible housing,
this Affordable Homebuyer Program could work for you and your family.

1.  Do you earn less than $89,000 per year?
2.  Are you a resident of NJ, NY, or PA?
3.  Do you want to learn about homes in designated low-to-moderate income communities??

If you said YES to the 3 questions above, please go ahead and fill out the form below.

Learn more about qualifying for a NeighborFirst loan with OceanFirst Bank today!

Request an appointment or contact a Residential Loan Officer at 888-623-2633 x27215 to learn more.

Those eligible for a NeighborFirst Loan can enjoy:

• Significant Savings with Low Down Payments

• Rate/Term Refinances on Primary Residences

• No Private Mortgage Insurance (PMI) Required

• No Additional Fees Based on Credit Scores

• Home Purchases in Only NJ, NY, and PA Qualify

• Rate Discount of 0.5%
  
  
• Plus, qualified Homebuyers may be eligible for a $6,000 grant toward closing costs.
  

*Offer of credit is subject to income restrictions and credit approval. Eligible properties include 1- to 4-unit properties (down payment may increase with 2+ units), Fannie Mae/Freddie Mac-eligible condominiums, and planned unit developments (PUDs). Minimum of 3% down payment for purchase of a primary residence. Rate/ Term refinances up to 90% loan-to-value on primary residences; no PMI required. The “no income limit” applies to certain low/moderate income areas, designated by government census tracts. 0.5% discount on rates at 4% APR or above. Eligible applicants Eligible applicants must complete an approved homeownership course.

Member FDIC. Equal Housing Lender.