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A Mortgage as
Easy as 1-2-3!

Buying your Dream Home in NJ, NY, & PA Can Happen!

Request an appointment or contact a Residential Loan Officer at 888-623-2633 x27215 to learn more.

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Enjoy These Great Benefits!

  • Significant Savings with Low Down Payments

  • Rate/Term Refinances on Primary Residences

  • No Private Mortgage Insurance (PMI) Required

  • No Additional Fees Based on Credit Scores

  • Home Purchases in Only NJ, NY, and PA Qualify

  • 1.00% Discount on Interest Rates at 2.25% or Above

  • Plus, qualified First-Time Homebuyers may be eligible for a $2,000 grant toward closing costs.
*Offer of credit is subject to income restrictions and credit approval. Eligible properties include 1- to 4-unit properties (down payment may increase with 2+ units), Fannie Mae/Freddie Mac-eligible condominiums, and planned unit developments (PUDs). Minimum of 3% down payment for purchase of a primary residence. Rate/Term refinances up to 90% loan-to-value on primary residences; no PMI required. The “no income limit” applies to certain low/moderate income areas, designated by government census tracts. Eligible applicants must complete an approved home ownership course.

Member FDIC. Equal Housing Lender.

Qualified First Time Home Buyers may be eligible for a $2,000 grant toward closing costs

Make Us Your
First Move!

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For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1-888-623-2633.