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We'll take the guesswork out of banking, so you can worry about more important things - like growing your business.

Business Checking Compare Table

Simply Great Business

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Totally Free Business

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Business Interest

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Minimum Balance$5,000$0$0
Monthly Fee if Below Balance$15$0$0
Minimum To Open$100$100$100
Monthly eStatement with Images of Cleared Checkscheckedcheckedchecked
Zero Liability Guaranteecheckedcheckedchecked
Bill Pay & Mobile Depositcheckedcheckedchecked
Free Debit Card with Fraud Monitoringcheckedcheckedchecked
Debit Card Rewardscheckedcheckedchecked
Cash Management Serviceschecked
Free Transactions Per Month4002550
Interest Paidchecked
Business TypeAllAllAll

Simply Great Business Checking

When it's easy-to-understand and offers all the features and benefits your business needs, we call it simply great. We think you will, too!

Features

  • $15 monthly service charge waived if you maintain a $5,000 minimum average monthly balance
  • Free business debit card for purchases and ATM use, with all the great perks of a personal debit card.
  • Up to 400 free transactions monthly
  • Standard digital banking services
  • Treasury Management services available

Requirements

  • Requires a $100 deposit to open
  • Must be 18 years old to open an account

 

Simply Great Business Checking Disclosure

Totally Free Business Checking

The best things in life are free, and we think the best things for your business are, too - like a free checking account that's hassle-free.

Features

  • $0 minimum balance requirement
  • No monthly service charge
  • FREE business debit card for purchases and ATM use
  • Up to 25 free transactions monthly
  • Standard digital banking services
  • Cash Management services available

Requirements

  • Requires a $100 deposit to open
  • Must be 18 years old to open an account

 

Totally Free Business Checking Disclosure

Business Interest Checking

If you're a low transaction business like a sole proprietor or non profit looking for interest on your checking account, we have your best interests in mind. That's why we offer an account that does, too.

Features

  • No monthly service fee
  • FREE business debit card for purchases and ATM use
  • Up to 50 free transactions monthly
  • Competitive interest rates
  • Standard digital banking services
  • Cash Management services available

Requirements

  • Requires a $100 deposit to open
  • Must be 18 years old to open an account

Rates

Business Interest Checking Disclosure

Effective Date: Saturday, October 19, 2019

Business Interest Checking

BalanceInterest RatesAPY
$0.01 +0.01%0.01%

Business Analysis Checking

For larger businesses looking for a complete suite of products, we have the ideal account to help manage your daily business finances.

Features

  • Higher deposit balances may offset activity fees
  • Pay only for the services you use
  • Non-interest account with earning credits
  • FREE OceanFirst Business Debit Card for purchases and ATM use
  • Business Online Banking services available including:
    • Place stop payments
    • Wire transfers from your office
    • Initiate ACH distributions and collections
    • Access via multiple tax IDs
    • Account Reconciliation
    • Positive Pay
  • Full list of Cash Management services available
A hand typing their debit card number into a keyboard. Zoomed in photo.

OceanFirst Debit Card

Take advantage of your free business debit card and the rewards that go along with it, while also enjoying the convenience of direct ATM access to your OceanFirst accounts.

Learn Moreabout Visa check cards

Let us help you

For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1.888.623.2633.