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Commercial Checking

Maintain higher balances?  Commercial Checking is a tiered account.  That means, when your account balances increase, your fees decrease or even disappear altogether.

Features

  • $15 monthly service charge waived if you maintain a $5,000 minimum average daily balance
  • The number of free transactions increases with higher balances
  • Some Treasury Services such as Online Banking and Mobile Remote Deposit Capture could be waived based on your average daily balance
  • Full array of Treasury Management services available
  • Free business debit card for purchases and ATM use, with all the great perks of a personal debit card

Requirements

  • Requires a $100 deposit to open
  • Must be 18 years old to open an account

 

Business Interest Checking

If you're a low transaction business like a sole proprietor or non profit looking for interest on your checking account, we have your best interests in mind. That's why we offer an account that does, too.

Features

  • No monthly service fee
  • FREE business debit card for purchases and ATM use
  • Up to 50 free transactions monthly
  • Competitive interest rates
  • Standard digital banking services
  • Treasury Management services available

Requirements

  • Requires a $100 deposit to open
  • Must be 18 years old to open an account

Rates

Effective Date: Saturday, April 10, 2021

Business Interest Checking

BalanceInterest RatesAPY (Annual Percentage Yield)
$0.01 +0.01%0.01%

Business Analysis Checking

For larger businesses looking for a complete suite of products, we have the ideal account to help manage your daily business finances.

Features

  • Higher deposit balances may offset activity fees
  • Pay only for the services you use
  • Non-interest account with earning credits
  • Business Online Banking services available including:
    • Place stop payments
    • Wire transfers from your office
    • Initiate ACH distributions and collections
    • Access via multiple tax IDs
    • Account Reconciliation
    • Positive Pay
  • Full list of Treasury Management services available
A hand typing their debit card number into a keyboard. Zoomed in photo.

OceanFirst Debit Card

Take advantage of your free business debit card and the rewards that go along with it, while also enjoying the convenience of direct ATM access to your OceanFirst accounts.

Learn Moreabout Visa check cards