Personal savings
Save For All of Life’s What-Ifs
Save more and stress less with accounts that help you reach your goals.
Account options
Watch Your Money Grow
- Statement Savings
- SaveFirst Statement
- Certificates of Deposit (CD)
- FirstWave Money Market
- Holiday Club
A simple solution for everyday saving. Deposit and withdraw funds at any OceanFirst branch or ATM with a Statement Savings account.
Details:
- $5.00 Monthly service charge waived if you maintain a $250 minimum balance
- Digital banking
- Access your account at ATMs worldwide when combined with your checking account's OceanFirst Visa® Debit Card
- Requires a $100 deposit to open
- Account is available to anyone over 14 years old — customers under 18 require an adult co-signer on their account
Enjoy a $1 transfer to your savings every time you use your OceanFirst Visa Debit Card with a SaveFirst Statement account.
Details:
- Competitive interest rate
- $10 bonus when establishing account
- No monthly service fee
- Digital banking
- Requires a $10 deposit to open
- Account is available to anyone over 14 years old — customers under 18 require an adult co-signer on their account
A FDIC-insured dependable investment option that offers safe guarantee rates of return for short and long-term plans.
Details:
- Competitive rates
- Various terms available
- Requires a $500 deposit to open.
- Account is available to anyone over 14 years old —customers under 18 require an adult co-signer on their account
- Open in branch
Enjoy a safe place to yield high interest on your money, while enjoying other features with a Money Market Account.
Details:
- New money only
- Withdraw anytime
- The higher the deposit, the higher the rate
- Withdraw anytime
Whether it’s for a vacation or something else, maximize your savings with a Holiday Club Account.
Details:
- Automatic deposits
- No minimum balance
- Interest bearing
- No maintenance fees
- No service charges
- Available for ages 14+**
- Open in branch
*$1.00 required to open an OceanFirst Holiday Club account. No minimum daily balance required to avoid fees. Current annual percentage yield is 0.03% APY as of 1/3/24 and subject to change. Interest is credited annually. OceanFirst checking or savings account required for end-of-year payout transfer. Fees may reduce earnings. Visit your local OceanFirst Bank branch for holiday club schedule information. **Customers under 18 years of age require an adult co-signer on their account.
*$1.00 required to open an OceanFirst Holiday Club account. No minimum daily balance required to avoid fees. Current annual percentage yield is 0.03% APY as of 1/3/24 and subject to change. Interest is credited annually. OceanFirst checking or savings account required for end-of-year payout transfer. Fees may reduce earnings. Visit your local OceanFirst Bank branch for holiday club schedule information. **Customers under 18 years of age require an adult co-signer on their account.
Saving made easy
Money Management
- Determine your budget
- Update your spending amounts
- Focus on saving
- Save for what matters to you
Current Offers
Opportunities Just For You
-
Limited Time Offer
$10,000 - $1,000,000 • 3.93% Rate, 4.00% APY* NEW MONEY REQUIRED • IRA ELIGIBLE
4.00%Annual Percentage Yield*Open Account Now*Annual Percentage Yield (APY) as of 11/18/2024 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply. -
Limited Time Offer
$10,000 - $250,000 • 3.45% Rate, 3.50% APY*NEW MONEY REQUIRED • IRA ELIGIBLE
3.50%Annual Percentage Yield*Open Account Now*Annual Percentage Yield (APY) as of 11/18/2024 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
Connect with Us
Whatever stage of your financial journey you’re on, we can assist.