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Loan Payment Options

At OceanFirst Bank, your convenience is our top priority. That’s why, when it comes to your mortgage, home equity, or commercial loan, we offer several convenient options for paying your loan.

Digital Banking

Sign up for digital banking and pay your OceanFirst loan right from the Mobile App or Online Banking!

Have an OceanFirst checking or savings account? You can transfer payments directly from your deposit account to pay your loan.

Don't have a deposit account with us? You can still use our convenient digital banking to add an external loan payment and schedule payments right from your phone or desktop! 

Sign Up Now

Online Payment Portal

For Mortgage and Home Equity borrowers there are several ways to make your loan payment.

You can:

  • Sign into digital banking to view your mortgage online for options to make your loan payment or refer to your billing statement.
  • Make a payment at one of our conveniently located branches.

For Commercial, Small Business and Personal loan customers, use this Online Portal and pay your loan with a bank account from any institution without logging in to digital banking. Note, you will need to add your account information each time you make a payment.

Bill Pay

Sign up for Bill Pay and set up OceanFirst Bank as a payee within Digital Banking.

Auto Debit

Fill out an authorization form to set up an auto-debit directly from your OceanFirst checking account or even an account from another banking institution.

Telephone

Mortgage and Home Equity loan customers, make your mortgage payment by calling 1-855-439-6531. Note: There may be a service charge for phone payments – please refer to the fee schedule available on the servicer’s website for more details. 

Commercial and Personal loan customers make your mortgage payment by calling 1-888-623-2698. Note: There is a $20.00 charge for phone payments.

By Mail

Mortgage and Home Equity loan customers

Refer to your monthly billing statement for mail in payment address.

Commercial and Personal loan customers, mail your payments to the addresses below:

OceanFirst Bank
PO Box 71011
Philadelphia, PA 19176-1011

or

OceanFirst Bank
Payment Processing
975 Hooper Avenue
Toms River, NJ 08753

Wire Payments

To remit your loan payment via wire, please include the following:

ABA 231270353
GL Account: 2851506350
Reference loan number and account name

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Whatever stage of your financial journey you’re on, we can assist.