Our approach to portfolio management provides you with a financial plan designed to meet your specific needs, while taking into consideration the best legal and tax structures to achieve your objectives. We help identify appropriate solutions based on your specific goals.
Together with our strategic partner, Addison Capital, OceanFirst looks to provide customers with the ability to create a holistic financial plan. Individual investors who appreciate close personal attention can look to OceanFirst to provide them with the investment guidance tailored to their specific investment objectives.
All clients receive a comprehensive investment profile to ensure their needs are thoroughly understood before investing any funds. When these objectives are properly defined, our highly experienced team can begin the process of structuring a portfolio to meet both short and long-term goals.
Our investment strategy focuses on consistent, risk-adjusted results. We feature a three-prong investment approach that consists of technical, economic and fundamental strategies, resulting in the construction of both equity and fixed-income portfolios for our individual clients.
Addison Capital specializes in portfolios for the following types of investment management accounts:
You can rely on our team of experienced professionals to ensure that every trust is appropriately and efficiently administered in accordance with Federal and State law.
OceanFirst Bank can serve as Trustee or Co-Trustee and administer a variety of trusts, including but not limited to:
A fiduciary is a person who, by law, is responsible for acting in the best interests of another person. When you need the expertise of an independent fiduciary, OceanFirst can help. We take a highly personalized team approach to working with individuals and families as a fiduciary. We tailor our services based on the uniqueness of each relationship, in order to ensure that all financial needs are appropriately met.
If you are an individual interested in giving a gift or donation to a school, religious institution, or other community-oriented organization, find out more about charitable giving.
The role of an Executor in settling an estate can be cumbersome and complicated. Family dynamics may dictate the need for an objective and impartial third party. OceanFirst can serve in the capacity as an Executor or Agent for Executor and administer the Last Will and Testament in accordance with applicable state law.
Executor/Agent For an Executor Services
As an Executor, OceanFirst will carry out the instructions of the Testator and oversee the administrative duties, tax accountings and management of assets until final distributions are made to the beneficiaries.
As an Agent for Executor, OceanFirst can take care of most estate administrative and asset management tasks, such as marshalling assets, arranging for payment of debts and expenses, executing securities transactions, recordkeeping and post-mortem planning for the estate and its beneficiaries.
Ensuring that a disabled loved one receives the care he/she deserves requires expert guidance. At OceanFirst, we can help. Our team of trusted advisors is committed to making sure the needs of your loved one are appropriately met.
A Special Needs Trust is a trust established on behalf of a person with special needs and is designed to manage the assets for that person's benefit, while permitting him/her to receive essential needs-based government benefits. A Special Needs Trust can be established with the beneficiary’s own assets, such as proceeds from a legal action, and is commonly known as a “first-party” or self-settled trust. A Special Needs Trust can also be established by a third party, such as a parent or grandparent, who establishes the trust with his/her own personal assets for the benefit of the beneficiary.
Due to their complexity, Special Needs Trusts must be carefully structured and administered in order to be effective. OceanFirst can be your Special Needs Trust resource by serving as a Trustee or Co-Trustee. As such, we will manage the assets of the trust for the benefit of your loved one, according to the instructions that you have provided in the trust document.
When it comes to a successful financial future, knowledge, experience and flexibility are important. That’s why at OceanFirst, we provide a seasoned team of financial professionals and flexible programs you need to grow and protect your assets.
Let us help you put your future first.
For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1-888-623-2698.
