Make purchases with ease when you opt into Courtesy Overdraft Protection from OceanFirst Bank!
With free courtesy overdraft protection for personal accounts, you can enjoy the peace of mind of knowing that in most cases, the purchases you make from your OceanFirst Checking accounts will be covered, even if you don’t have the funds in your account to cover the purchase.
- No fees for overdraft instances of $50 or less
- Transfers made between accounts to cover insufficient funds are fee free
- Charges for overdraft instances over $50 are capped at 4 per day
To opt into Courtesy Overdraft Protection and take advantage of the program benefits please visit your local branch or connect with a member of our Customer Care Center team at 1.888.623.2698 today!