Opening Accounts Online
If you are already a Digital Banking user, log in and select “Open Account” in the Additional Services menu. If you are not a Digital Banking user or you do not yet have any accounts with OceanFirst, go here.
It takes about 10 minutes from start to finish.
You will need to be a US citizen or permanent resident, at least one owner that is 18 years of age or older, and reside in New Jersey, New York, or Pennsylvania. You may also need to provide a photo identification document such as a driver’s license.
You have the ability to fund with a credit or debit card, directly from an account at another bank, or you can choose to open now and make a deposit at a branch, ATM, or via our app within 30 days. If you are an existing Digital Banking user, you can also transfer funds from another OceanFirst account.
You have 30 days to fund or the account will automatically close. You will need to visit a branch to re-open the account to fund it after 30 days have passed.
That’s ok! You have 10 days to complete it.
We make it easy for you! We’ll ask you about all of those features as you complete the application and will fulfill them automatically.