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It's the only card you need. It's safe, convenient and you can earn rewards every time you use it.

We want your spending to be stress free. That's why we offer fraud monitoring tools that help protect your purchases, with the added benefit of both OceanFirst and Visa's® Zero Liability Policy.

Don't forget. If you lose your debit card, we can replace it immediately at any one of our branches.



Zero Liability Checklist

Zero Liability,

uChoose Reward® Points

Shop until you drop knowing that every dollar spent with your OceanFirst Visa® Debit Card is earning you points. Use your points to buy products, gift cards, travel, attractions, event tickets, and more!


Don't lose out on earning points, register now!

  • Register your Visa® Debit Card by visiting the uChoose Rewards® website to create a username and password.
  • Once registered, shop online or sign for in-store purchases and earn points each time you use your card.
  • Earn points paying your bills. Yes, you read that correctly. Use your Visa® Debit Card to pay bills (e.g., your utilities) and we give you points, no questions asked.

Check your point balance, featured retailers, extra point opportunities, and point redemption on the uChoose Rewards® website.

Debit Card Fraud Monitoring

When it comes to the safety front, we've got your back. That's why every OceanFirst Debit Card comes with the protection of our fraud monitoring service. Your peace of mind is the least we can do.

Keep us in the loop!

We monitor your account for unusual activity, such as large or more frequent transactions. If unusual activity is suspected, a Fraud Protection Specialist may contact you by phone to verify the authenticity of these transactions.

It is important that we know how to reach you by phone in the event there is fraudulent use of your OceanFirst Debit Card. To verify or update your contact information, please contact your OceanFirst Branch or call 1.888.623.2633 option 3.

Protect your OceanFirst Debit Card and PIN.

Take the extra steps to protect your debit card and personal information.

  • Your PIN is private, never give it to anyone.
  • Always cover your debit card and PIN and be aware of your surroundings, and watch for cell phone cameras, mirrors, or other tools that may be used to view cards and or PINs.

Zero Liability

When you sign for the purchases you make with your OceanFirst Debit Card you will be protected by OceanFirst's Zero Liability Policy.

Card Control

The Safe, Secure, & Convenient way to keep tabs on your debit card transactions. The best part? No separate app!


  • Set up alerts
  • Receive text and email notifications
  • Restrict usage to specific types of merchants
  • Change your settings any time
  • Turn your debit cards off and on
  • Set spending limits
  • Access within our Mobile App and Online Banking 

OceanFirst Visa® Debit Card Terms & Conditions.

Let us help you

For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1-888-623-2633.