¹Promotion available as of 10/8/2025. Offer subject to change at any time and only available for new customers of the bank who open an interest-bearing FreeStyle+ Checking account. Bonus limited to one per customer & offer is not transferable. Promo code will be automatically applied at time of account opening. New Personal FreeStyle+ Checking Account requires $25 to open and has no monthly minimum balance requirement. The annual percentage yield for FreeStyle+ Checking balances of $5,000+ is 0.05% and eligibility for the $250 bonus requires all the following conditions are met: the account must be opened with funds not currently on deposit at OceanFirst Bank and at least two consecutive cycles of an electronic direct deposit of $250+ has posted to the account within 90 days. A qualifying Direct Deposit is an electronic credit (greater than $5.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency via ACH. Person to person payments (such as Zelle®) or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits. Bonus will be paid on the first business day after your 90-day account opening anniversary. Account must be in good standing and balance greater than $25 at time of payment. All cash bonuses are taxable. All annual percentage yields (APYs) on interest bearing accounts subject to change. Fees may reduce earnings. For joint accounts, promo limited to one per account. Non-Interest-bearing FreeStyle Checking accounts excluded. Business accounts do not apply. Employees of OceanFirst Bank N.A. excluded from this special offer. ²Free ATMs apply to the U.S. only, fees will be credited back to account for U.S. based non-OceanFirst ATMs. A $1.50 rebate will be refunded for any international ATM use.