Prepare to build
Your Financial Blueprint
Can’t find the perfect house? Construction loans from OceanFirst allow you to finance the building process and combine it with your permanent loan in one closing.
Features:
- Rate locked for one year
- Flexible disbursement schedule
- Easy application process
- Prompt and local decision-making
- One closing
- Seller may contribute 6% towards closing costs
- 1st draw up to 75% of land value
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Mortgages
Ensure your home buying experience is exciting, not stressful, with mortgages and homebuyer programs designed to answer all your questions. -
Home Equity
Use your home equity for whatever you need from house repairs to consolidating debt or another life event.