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Construction Loans

Build Your Dream

Take the first steps in constructing the perfect home for your family.

Prepare to build

Your Financial Blueprint

Can’t find the perfect house? Construction loans from OceanFirst allow you to finance the building process and combine it with your permanent loan in one closing.

Features: 

  • Rate locked for one year
  • Flexible disbursement schedule
  • Easy application process
  • Prompt and local decision-making
  • One closing
  • Seller may contribute 6% towards closing costs
  • 1st draw up to 75% of land value
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Lending and loan options

Explore Other Mortgages

Buy or renovate your home with other OceanFirst lending solutions.

  • Mortgages

    Ensure your home buying experience is exciting, not stressful, with mortgages and homebuyer programs designed to answer all your questions.
  • Home Equity

    Use your home equity for whatever you need from house repairs to consolidating debt or another life event.

Connect with Us

Whatever stage of your financial journey you’re on, we can assist.