Small business savings & money market
Build By Saving
Put your financial goals in reach with small business savings accounts from OceanFirst.
Account options
The right account for your business
Explore checking options that put in as much work as you do.
Current Offers
Opportunities Just For You
Boost your finances with our latest promotions.
-
Limited Time Offer$10,000 - $1,000,000 • 4.55% Rate, 4.65% APY* NEW MONEY REQUIRED • IRA ELIGIBLE4.65%Annual Percentage Yield*Open Account Now*Annual Percentage Yield (APY) as of 9/23/2024 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The specials. Advertised rates and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
-
Limited Time Offer$10,000 - $250,000 • 4.17% Rate, 4.25% APY*NEW MONEY REQUIRED • IRA ELIGIBLE4.25%Annual Percentage Yield*Open Account Now*Annual Percentage Yield (APY) as of 9/23/2024 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
-
No Commitments. Withdraw anytime. The more you deposit, the higher your rate.
$10,000 Minimum To Receive Promotional Rates • New Money Only Available for Consumer & Business.To open a Business Account, visit your local branch or reach out to Commercial Lender.
$0-$9,999.99 = 0.05% Rate, 0.05% APY
$10,000-$99,999.99 = 1.98% Rate, 2.00% APY
$100,000-$249,999.99 = 3.20% Rate, 3.25% APY
$250,000-$499,999.99 = 3.445% Rate, 3.50% APY
$500,000 or more = 3.69% Rate, 3.75% APY*3.75%Annual Percentage Yield*Open Account Now*Annual Percentage Yield (APY) as of 9/23/2024 and subject to change at any time. Advertised rates and APYs are offered at the bank’s discretion and may change daily. Actual earnings may vary. Minimum deposit of $1,000 to open account. $10,000 minimum funding amount with funds not currently on deposit to earn promotional rates. Balances up to $1,000,000 are eligible for the promotional APY, however FDIC coverage will only apply to balances of $250,000 or less. Fees may reduce earnings. Additional restrictions may apply. -
Limited Time Offer$10,000 - $1,000,000 • 3.69% Rate, 3.75% APY* • New Money Only3.75%Annual Percentage Yield*Open Account Now*Annual Percentage Yield (APY) as of 9/23/2024 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 9-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Balances up to $1,000,000 are eligible for the promotional rate. However, FDIC coverage will only apply to balances of $250,000 or less. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
-
Community & Wavemakers
-
Community & Wavemakers
Connect with Us
Whatever stage of your financial journey you’re on, we can assist.