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OceanFirst Bank has a new look, with the same great service you trust! Explore our updated site today. 

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Welcome to OceanFirst Bank's New Site!

Thanks for visiting! While our website has a fresh new look, all your personal and business banking tools are right here where you need them. Everything you count on is still just a click away.

Commercial Savings & Money Market Solutions

Turn Savings Into Earnings

Forge your company’s financial future with growth-oriented savings and money market accounts.

Contact Us About an Account

Account options

Designed For Growth

Explore commercial savings accounts to determine which works best for your company.
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Commercial Money Market

Earn competitive interest rates with your cash reserves with full liquidity and flexibility.

Features:

  • Custom relationship-account interest rates
  • Full checking access to your funds
  • Insured Cash Sweep option available for additional FDIC coverage with balances over $250,000
Contact Us
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Commercial High-Yield Money Market

A money market account with tiered interest earned on average daily account balances. 

Features:

  • Competitive tiered interest rates
  • Higher balances earn more interest
  • Full checking access to your funds
  • No maintenance fees with minimum balances of $5,000 or more
Contact Us

Current Offers

Opportunities Just For You

Boost your finances with our latest promotions.
  • Business 4 Month CD
    Limited Time Offer
    $10,000 - $1,000,000 • 4.55% Rate, 4.65% APY* NEW MONEY REQUIRED • IRA ELIGIBLE
    4.65%
    Annual Percentage Yield*
    Open Account Now
    *Annual Percentage Yield (APY) as of 9/23/2024 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The specials. Advertised rates and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
  • Business 6 Month CD
    Limited Time Offer
    $10,000 - $250,000 • 4.17% Rate, 4.25% APY*NEW MONEY REQUIRED • IRA ELIGIBLE
    4.25%
    Annual Percentage Yield*
    Open Account Now
    *Annual Percentage Yield (APY) as of 9/23/2024 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
  • Business FirstWave Money Market
    No Commitments. Withdraw anytime. The more you deposit, the higher your rate.

    $10,000 Minimum To Receive Promotional Rates • New Money Only Available for Consumer & Business.To open a Business Account, visit your local branch or reach out to Commercial Lender.

    $0-$9,999.99 = 0.05% Rate, 0.05% APY
    $10,000-$99,999.99 = 1.98% Rate, 2.00% APY
    $100,000-$249,999.99 = 3.20% Rate, 3.25% APY
    $250,000-$499,999.99 = 3.445% Rate, 3.50% APY
    $500,000 or more = 3.69% Rate, 3.75% APY*

    3.75%
    Annual Percentage Yield*
    Open Account Now
    *Annual Percentage Yield (APY) as of 9/23/2024 and subject to change at any time. Advertised rates and APYs are offered at the bank’s discretion and may change daily. Actual earnings may vary. Minimum deposit of $1,000 to open account. $10,000 minimum funding amount with funds not currently on deposit to earn promotional rates. Balances up to $1,000,000 are eligible for the promotional APY, however FDIC coverage will only apply to balances of $250,000 or less. Fees may reduce earnings. Additional restrictions may apply.
  • Business 9 Month CD
    Limited Time Offer
    $10,000 - $1,000,000 • 3.69% Rate, 3.75% APY* • New Money Only
    3.75%
    Annual Percentage Yield*
    Open Account Now
    *Annual Percentage Yield (APY) as of 9/23/2024 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 9-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Balances up to $1,000,000 are eligible for the promotional rate. However, FDIC coverage will only apply to balances of $250,000 or less. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
View All Promotions

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Whatever stage of your financial journey you’re on, we can assist.