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Commercial Checking

A tiered relationship account that includes more services when higher balances are maintained.


  • Tiered pricing structured to include more services with higher average daily account balances
  • Tier level balances can include services such as ACH items, deposited items, checks written, RDC, mRDC & OFBCONNECT®    
  • Group multiple commercial checking accounts (i.e. operating & payroll) to meet balance requirements
  • Fraud protection services included for customers with average daily balances of $250,000 or more

Commercial Analysis

Larger commercial entities utilizing a complete suite of commercial banking solutions can receive an earnings credit rate towards balances.


  • Commercial customers can receive an earnings credit rate (ECR) that can reduce or eliminate service charges
  • Pay only for the services you use
  • Hybrid feature available for clients who use ECR to offset service fees and want to earn interest on any excess balances
  • Full list of Treasury Management Solutions available
    • Commercial online platform dashboard to access services 24/7
    • Secure administration with multi-factor authentication
    • Account balance and transaction reporting
    • Manage multiple accounts
    • Initiate ACH electronic payments or collections
    • Send Wire Transfers
    • Remote Deposit Capture
    • Positive Pay Fraud Protection
    • ACH Block & Filtering Services
    • Mobile features available with enrollment

Commercial Money Market

Earn competitive interest rates with your cash reserves with full liquidity and flexibility.


  • Custom relationship account interest rates
  • Full access to your funds
  • Insured Cash Sweep option available for additional FDIC coverage with balances over $250,000

Commercial High Yield Money Market

Tiered interest rates earned on average daily account balances.


  • Competitive tiered interest rates
  • Higher balances earn more interest
  • Full access to your funds
  • No maintenance fees with minimum balances of $5000 or more

We Know Your Commercial Business and Your Community

Our Treasury Client Services Team is a specialized group of talented professionals dedicated to providing you the best in Treasury Management servicing.

Melissa Sterling | Director TCS Operations