OceanFirst Bank has a new look, with the same great service you trust! Explore our updated site today. 

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Welcome to OceanFirst Bank's New Site!

Thanks for visiting! While our website has a fresh new look, all your personal and business banking tools are right here where you need them. Everything you count on is still just a click away.

Savings & CDs Rates

Everyone saves differently.

You name it and we'll help you save for it.

Statement Savings

Effective Date:

Balance Interest Rates APY (Annual Percentage Yield) Minimum To Open
$0.01 + 0.03% 0.03% $100

Rate may vary after account opening. Fees could reduce the earnings on the account.

SaveFirst Savings

Effective Date:

Balance Interest Rates APY (Annual Percentage Yield) Minimum To Open
$0.01 + 0.03% 0.03% $10

Rate may vary after account opening. Fees could reduce the earnings on the account.

KidsSaveSmart Savings

Effective Date:

Balance Interest Rates APY (Annual Percentage Yield) Minimum To Open
$0.01 + 0.03% 0.03% $25

Rate may vary after account opening. Fees could reduce the earnings on the account.

Certificates of Deposit

Effective Date:

Term APY (Annual Percentage Yield) Rate Minimum to Open
6 Month 0.05% 0.05% $500
1 Year 0.10% 0.10% $500
18 Month 0.15% 0.15% $500
3 Year 0.20% 0.20% $500
5 year 0.30% 0.30% $500
7 Year 0.50% 0.50% $500

Fees could reduce the earnings on the account. Penalties for early withdrawal on CDs may apply.

Money Market Account

Effective Date:

Balance Interest Rates APY (Annual Percentage Yield)
$0 - $49,999.99 0.03% 0.03%
$50,000+ 0.05% 0.05%

Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account. 

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Whatever stage of your financial journey you’re on, we can assist.