You will now be linking to another website.

The site you will be linking to is not owned or operated by OceanFirst Bank. We encourage you to review the website's privacy and security policies.

Savings & CDs Rates

Everyone saves differently.

You name it and we'll help you save for it.

Statement Savings

Effective Date: Saturday, March 29, 2025

Balance Interest Rates APY (Annual Percentage Yield) Minimum To Open
$0.01 + 0.03% 0.03% $100

Rate may vary after account opening. Fees could reduce the earnings on the account.

SaveFirst Savings

Effective Date: Saturday, March 29, 2025

Balance Interest Rates APY (Annual Percentage Yield) Minimum To Open
$0.01 + 0.03% 0.03% $10

Rate may vary after account opening. Fees could reduce the earnings on the account.

KidSaveSmart Savings

Effective Date: Saturday, March 29, 2025

Balance Interest Rates APY (Annual Percentage Yield) Minimum To Open
$0.01 + 0.03% 0.03% $25

Rate may vary after account opening. Fees could reduce the earnings on the account.

Certificates of Deposit

Effective Date: Saturday, March 29, 2025

Term APY (Annual Percentage Yield) Rate Minimum to Open
6 Month 0.05% 0.05% $500
1 Year 0.10% 0.10% $500
18 Month 0.15% 0.15% $500
3 Year 0.20% 0.20% $500
5 year 0.30% 0.30% $500
7 Year 0.50% 0.50% $500

Fees could reduce the earnings on the account. Penalties for early withdrawal on CDs may apply.

Money Market Account

Effective Date: Saturday, March 29, 2025

Balance Interest Rates APY (Annual Percentage Yield)
$0 - $49,999.99 0.03% 0.03%
$50,000+ 0.05% 0.05%

Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account. 

Connect with Us

Whatever stage of your financial journey you’re on, we can assist.

Talk to OceanFirst Bank
Connecting...

Loading chat history..

Something went wrong.Please try again later.

×
×