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Statement Savings

Effective Date: Friday, December 1, 2023

Statement Savings

BalanceInterest RatesAPY (Annual Percentage Yield)Minimum To Open
$0.01 +0.03%0.03%$100

Rate may vary after account opening. Fees could reduce the earnings on the account.

SaveFirst Savings

Effective Date: Friday, December 1, 2023

SaveFirst Savings

BalanceInterest Rates

APY (Annual Percentage Yield)

Minimum To Open
$0.01 +0.03%0.03%$10

Rate may vary after account opening. Fees could reduce the earnings on the account.

KidsSaveSmart Savings

Effective Date: Friday, December 1, 2023

KidsSaveSmart Savings

BalanceInterest RatesAPY (Annual Percentage Yield)Minimum To Open
$0.01 +0.03%0.03%$25

Rate may vary after account opening. Fees could reduce the earnings on the account.

Certificates of Deposit

Effective Date: Friday, December 1, 2023

Certificates of Deposit

TermAPY (Annual Percentage Yield)RateMinimum to Open
6 Month0.05%0.05%$500

6 Month Promo†

5.25%5.13%$10,000

9 Month Promo‡

4.65%4.55%$10,000
1 Year0.10%0.10%$500
18 Month0.15%0.15%$500
3 Year0.20%0.20%$500
5 year0.30%0.30%$500
7 Year0.50%0.50%$500

Fees could reduce the earnings on the account. Penalties for early withdrawal on CDs may apply.

†Annual Percentage Yield (APY) as of 6/16/2023 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal.

‡Annual Percentage Yield (APY) as of 03/06/23 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 9-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Balances up to $1,000,000 are eligible for the promotional rate. However, FDIC coverage will only apply to balances of $250,000 or less. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.

Money Market Account

Effective Date: Friday, December 1, 2023

Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account. 

 

Let us help you

For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1-888-623-2633.