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For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1-888-623-2633.
Effective Date: Friday, December 1, 2023
| Balance | Interest Rates | APY (Annual Percentage Yield) | Minimum To Open |
|---|---|---|---|
| $0.01 + | 0.03% | 0.03% | $100 |
Rate may vary after account opening. Fees could reduce the earnings on the account.
Effective Date: Friday, December 1, 2023
| Balance | Interest Rates | APY (Annual Percentage Yield) | Minimum To Open |
|---|---|---|---|
| $0.01 + | 0.03% | 0.03% | $10 |
Rate may vary after account opening. Fees could reduce the earnings on the account.
Effective Date: Friday, December 1, 2023
| Balance | Interest Rates | APY (Annual Percentage Yield) | Minimum To Open |
|---|---|---|---|
| $0.01 + | 0.03% | 0.03% | $25 |
Rate may vary after account opening. Fees could reduce the earnings on the account.
Effective Date: Friday, December 1, 2023
| Term | APY (Annual Percentage Yield) | Rate | Minimum to Open |
|---|---|---|---|
| 6 Month | 0.05% | 0.05% | $500 |
6 Month Promo† | 5.25% | 5.13% | $10,000 |
9 Month Promo‡ | 4.65% | 4.55% | $10,000 |
| 1 Year | 0.10% | 0.10% | $500 |
| 18 Month | 0.15% | 0.15% | $500 |
| 3 Year | 0.20% | 0.20% | $500 |
| 5 year | 0.30% | 0.30% | $500 |
| 7 Year | 0.50% | 0.50% | $500 |
Fees could reduce the earnings on the account. Penalties for early withdrawal on CDs may apply.
†Annual Percentage Yield (APY) as of 6/16/2023 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal.
‡Annual Percentage Yield (APY) as of 03/06/23 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 9-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Balances up to $1,000,000 are eligible for the promotional rate. However, FDIC coverage will only apply to balances of $250,000 or less. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
Effective Date: Friday, December 1, 2023
| Balance | Interest Rates | APY (Annual Percentage Yield) |
|---|---|---|
| $0 - $49,999.99 | 0.03% | 0.03% |
| $50,000+ | 0.05% | 0.05% |
Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account.
For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1-888-623-2633.