6 Month CD
Limited Time Offer
$10,000 - $250,000 • 5.13% Rate, 5.25% APY* • NEW MONEY REQUIRED
30 Second Radio Spot
60 Second Radio Spot
*Annual Percentage Yield (APY) as of 6/16/2023 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal.
13 Month CD
Limited Time Offer
$10,000 - $250,000 • 4.94% Rate, 5.05% APY* • NEW MONEY REQUIRED
*Annual Percentage Yield (APY) as of 05/06/23 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 12-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Balances up to $250,000 eligible for the promotional rate. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
FirstWave Money Market
No Commitments. Withdraw anytime. The more you deposit, the higher your rate.
$10,000 Minimum To Receive Promotional Rates • New Money Only
Available for Consumer & Business.
To open a Business Account, visit your local branch.
$0 - $9,999.99 = 0.05%
$10,000 - $99,999.99 = 2.50%
$100,000 - $249,999.99 = 3.75%
$250,000 - $499,999.99 = 4.00%
$500,000 or more = 4.25%*
*Annual Percentage Yield (APY) as of 3/24/2023 and subject to change at any time. APY for balances of $0 - $9,999.99 = 0.05%; $10,000-$99,999.99 = 2.50%; $100,000-$249,999.99 = 3.75%; $250,000- $499,999.99 = 4.00%; $500,000 or more = 4.25%. Advertised rates and APYs are offered at the bank’s discretion and may change daily. Actual earnings may vary. Minimum deposit of $1,000 to open account. $10,000 minimum funding amount with funds not currently on deposit to earn promotional rates. Balances up to $1,000,000 are eligible for the promotional APY, however FDIC coverage will only apply to balances of $250,000 or less. Fees may reduce earnings. Additional restrictions may apply
9 Month CD
Limited Time Offer
$10,000 - $1,000,000 • 4.55% Rate, 4.65% APY* • New Money Only
*Annual Percentage Yield (APY) as of 03/06/23 and subject to change at any time. Offer good for the initial term only. CD is automatically renewed for a 9-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank’s discretion and may change daily. Actual earnings may vary. $10,000 minimum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Balances up to $1,000,000 are eligible for the promotional rate. However, FDIC coverage will only apply to balances of $250,000 or less. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
Small Business Lending
1Rates and offer subject to change at any time. APR (Annual Percentage Rate) is based on the Wall Street Journal Prime +1.00% and may change with Wall Street Journal Prime Rate for the term of the line of credit. As of 7/27/2023 Wall Street Journal Prime Rate is 8.50%. Interest accrues immediately whenever funds are drawn from the line of credit account. Terms up to 3 years available. 248-hour decision is only for complete small business applications submitted using https://communitybanking-bizz2x.oceanfirst.com.
Digital Banking
Bank anywhere with our Mobile App
iPhone® and iPad® Applications*
Android™ Mobile or Tablet Applications*
*Mobile Carrier's access charges may apply. iPhone® and iPad® is a registered trademark of Apple Inc. Android™ is a trademark of Google Inc.
About Us
When OceanFirst Bank opened its doors in 1902, our founders believed in supporting and growing our local community. Initially, the focus was to help neighbors realize the dream of owning a home. Now, more than a century stronger, we’re still here today, helping fulfill those dreams and helping families with all their financial needs during every stage of life.
Whether it’s home ownership, building a business, teaching children the value of saving, financing higher education, or planning for the future, our goal is to help all of our neighbors reach their financial goals.
In 2022, the Bank celebrated 120 years of serving the community. In 2021, OceanFirst Financial Corp. (OCFC) commemorated 25 years as a public company and OceanFirst Foundation celebrated 25 years of providing grants to the local communities we serve.
