Download the OceanFirst mobile app to get started:
Zelle® is a convenient way to send and receive money with friends, family and others you trust. Whether you're splitting the cost of a meal, gift or trip, Zelle® makes it easy to pay your share. Over 100 million people are enrolled with Zelle®, so you can send money to friends and family even if they do not bank at OceanFirst Bank.*
Why use Zelle®?
CONVENIENT
Zelle® is available in the OceanFirst mobile app, so there is no need to download another app.
FAST
Money goes straight into your account and is available to use in minutes.*
PRIVATE
All you need is an email address or U.S. mobile number. Your account information and activity stay private.
Make the switch to Zelle®.
Enroll with Zelle® in 3 simple steps:
1. Log into the OceanFirst mobile app.
2. In the main menu, select “Pay/Transfer,” then “Send money with Zelle®.”
3. Enroll your email address or U.S. mobile number.
You're ready to start sending and receiving money with Zelle®. Transactions appear in your checking account activity, so you can easily keep track of your money.
Personal Banking FAQs
You can send, receive, or request money with Zelle®. To get started, log into the OceanFirst mobile app or online banking. In the main menu, select "Pay/Transfer." Then select "Send money with Zelle®."
To send money, select someone from your mobile device's contacts or add a trusted recipient's email address or U.S. mobile number, add the amount and an optional note, review, then select "Send." Money is available to enrolled recipients in minutes.*
To request money, choose “Request,” enter the recipient's enrolled email address, U.S. mobile number or Zelle tag, confirm the recipient is correct and select “Request.”
To receive money, share your enrolled email address or U.S. mobile number. If you are already enrolled, no further action is needed.
Keeping your money and information secure is a top priority for OceanFirst Bank. When you use Zelle® within our mobile app or online banking, your information is protected with the same technology we use to keep your OceanFirst Bank account safe.
Zelle® is a great way to send money to family, friends and people you know and trust, such as your personal trainer, babysitter or neighbor.*
Since money is sent directly between bank accounts, do not use Zelle® to pay people you do not know or when you are unsure you will receive what you purchased.
Some small businesses can receive payments with Zelle®. Ask the business if it accepts Zelle®. If it does, you can pay using its enrolled email address, U.S. mobile number or Zelle tag.
Neither OceanFirst Bank nor Zelle® offers purchase protection for payments made with Zelle®. Only send money to people and small businesses you trust, and always make sure you use the correct email address or U.S. mobile number.
Please contact our customer care center at 1.888.623.2698. Qualifying imposter scams may be eligible for reimbursement.
To use Zelle®, the sender's and recipient's bank or credit union accounts must be based in the U.S.
No, payments cannot be reversed.
You can only cancel a payment if the person you sent money to has not yet enrolled. Go to your activity page, choose the payment and select “Cancel This Payment.” If the option is unavailable, call 1.888.623.2698.
If the recipient is already enrolled, the money is sent directly to their bank account and cannot be canceled. If you sent money to the wrong person, immediately call our customer care center.
No, OceanFirst Bank does not charge fees to use Zelle® in our mobile app. Your mobile carrier's messaging and data rates may apply.
All users must be enrolled through a participating bank or credit union to send and receive money. Visit Zelle.com for the current list of participating financial institutions.
Log into the OceanFirst mobile app. Select “Pay/Transfer,” then “Send money with Zelle®.” Select “Send,” then select the QR code icon at the top of the “Select Recipient” screen. Go to “My Code” to view your code.
To send money, scan the recipient's Zelle® QR code, enter the amount and select “Send.” Always confirm the displayed recipient name before sending.
Small Business FAQs
Zelle® is a fast, safe and easy way for small businesses to send, receive and request money, typically within minutes,1 with customers and eligible vendors they trust. Customers can send payments directly to your OceanFirst Bank account using your enrolled email address or U.S. mobile number.
Eligible small business accounts can send, receive or request money with Zelle®. Log in to OceanFirst online banking or the OceanFirst mobile app. Select “Pay/Transfer,” then “Send money with Zelle®.” Accept the terms and conditions, provide your email address or U.S. mobile number, select your deposit account and enter the one-time verification code.
To send money, select a trusted recipient, enter the amount and an optional note, review and select “Send.” To receive money, share your enrolled email address or U.S. mobile number. To request money, choose “Request,” enter the recipient's enrolled contact information or Zelle tag, confirm the recipient and select “Request.”2
Tell customers that you accept Zelle®, add “I accept payments with Zelle®” or “Pay me with Zelle®” to invoices, or use Zelle® to request money from enrolled customers.2
Neither OceanFirst Bank nor Zelle® offers purchase protection for payments made with Zelle®. Only send money to people and small businesses you trust.
No, OceanFirst Bank does not charge fees to use Zelle®. Your mobile carrier's messaging and data rates may apply.
Eligible small business accounts can send, receive or request money with Zelle®. Log in to OceanFirst online banking or the OceanFirst mobile app and select “Pay/Transfer,” then “Send money with Zelle®.” If you do not see Zelle®, call 1.888.623.2698.
The sender's and recipient's bank or credit union accounts must be based in the U.S.
No, Zelle® payments cannot be reversed. You can only cancel a payment if the recipient has not yet enrolled. Check the payment in your activity page and select “Cancel This Payment.” If unavailable, call 1.888.623.2698.
If the recipient is already enrolled, the payment cannot be canceled. Only send money to people and businesses you know and trust.
Log into the OceanFirst mobile app. Select “Pay/Transfer,” then “Send money with Zelle®.” Select “Send,” then the QR code icon and “My Code.” You can view, print or share your QR code. To send money, scan the recipient's code, confirm the displayed name, enter the amount and select “Send.”
Please contact our customer care center at 1.888.623.2698. Qualifying imposter scams may be eligible for reimbursement.
Keeping your money and information secure is a top priority for OceanFirst Bank. When you use Zelle® within OceanFirst online banking or the OceanFirst mobile app, your information is protected with the same technology we use to help keep your OceanFirst Bank account safe.
1 To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
2 Payment requests can only be sent to enrolled Zelle® users.
* To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.



