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Personal lending

HelpingHome Loan

An affordable homebuyer credit program
that can help you realize the dream of owning a home.

Request an Appointment

Special Purpose Program

Enjoy These Great Benefits!

  • Significant savings with low down payments
  • No private mortgage insurance (PMI) required
  • No additional fees based on credit scores
  • No income limit
  • Discounted rates available
  • Risk-based pricing adjustments waived

As of 6/15/25 and subject to change at any time. Offer of credit is subject to credit approval. Eligible properties include 1- to 4-unit properties (down payment may increase with 2+ units), Fannie Mae/Freddie Mac-eligible condominiums, and planned unit developments (PUDs). Minimum of 3% down payment for purchase of a primary residence. Rate discounts available on rates with a floor of 4% APR. Eligible applicants must complete an approved homeownership course. The Bank’s application, origination process and servicing cannot be provided in an alternate language. Only available for unit properties in designated census tracts.