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Personal lending

HelpingHome Loan

An affordable homebuyer credit program
that can help you realize the dream of owning a home.

Request an Appointment

HelpingHome Loan Program

Enjoy These Great Benefits!

  • Significant savings with low down payments
  • No private mortgage insurance (PMI) required
  • No additional fees based on credit scores
  • No income limit
  • Discounted rates available
  • Risk-based pricing adjustments waived

As of 6/15/25 and subject to change at any time. Offer of credit is subject to credit approval. Eligible properties include 1- to 4-unit properties (down payment may increase with 2+ units), Fannie Mae/Freddie Mac-eligible condominiums, and planned unit developments (PUDs). Minimum of 3% down payment for purchase of a primary residence. Rate discounts available on rates with a floor of 4% APR. Eligible applicants must complete an approved homeownership course. The Bank’s application, origination process and servicing cannot be provided in an alternate language.