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Welcome to OceanFirst Bank's New Site!

Thanks for visiting! While our website has a fresh new look, all your personal and business banking tools are right here where you need them. Everything you count on is still just a click away.

home equity

For Every Chapter in Life

Tap into your home equity for the flexibility to pay for whatever’s next.

Apply for a Loan

Loan options

Put Your Home’s Value to Work

Give your home a facelift, afford a major life milestone,
or consolidate debt with OceanFirst’s flexible Home Equity loan options.
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Home Equity Line of Credit

Use your home’s equity as collateral for a revolving line of credit at any time, for any reason. Access competitive low rates, a 20-year draw period, a minimum loan amount of $10,000, and an interest-only option.

Apply Now
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Fixed Rate Home Equity Loan

A Fixed Rate Home Equity Loan is a great option when you want to borrow a specific amount. Enjoy flexible terms, fixed monthly payments, competitive low rates, and minimum loan amounts from $10,000.

Apply Now

Lending and loan options

Explore Other Mortgages

Buy or renovate your home with other OceanFirst lending solutions.

  • Mortgages

    Ensure your home buying experience is exciting, not stressful, with mortgages and homebuyer programs designed to answer all your questions.
    Explore Mortgages

  • Construction Loans

    With a simple financing solution in place, including a construction and permanent loan in one closing, you can plan your dream home.
    Explore Construction Loans

Connect with Us

Whatever stage of your financial journey you’re on, we can assist.