Say Hello to OceanFirst and $5001
Extraordinary personalized service, smart digital tools, and a limited time welcome bonus.
Come for the Offer, Stay for the Bank.
OceanFirst Bank isn’t just where you start banking—it’s where you want to stay. With deep community roots and future-ready tools, we make everyday banking smarter and more rewarding.
FreeStyle+ Checking is banking that fits your life and rewards you from the start. It offers thoughtful features you’ll
actually use:
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Free ATMs nationwide2 so you can bank conveniently
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Cutting-edge digital tools for
seamless money management on
desktop or mobile -
No minimum balance requirement
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Free debit card and free standard checks
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Fast, secure online account opening - open in minutes
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Friendly, responsive support from a team that knows your community
However You Spend It, We Won’t Judge
You could play it safe. Or go a little wild. FreeStyle+ Checking gives you the freedom to bank (and spend) your way.
How it Works
- Open your account online in just a few minutes
- Meet the simple bonus requirements1
- Enjoy your $500 and everything else we have to offer
FAQ
Your Questions, Answered
How do I qualify for the bonus?
This offer is for individuals who do not currently have an account with OceanFirst Bank. To qualify for the bonus, open a FreeStyle+ Checking Account online or in a branch with at least $25 and enroll in direct deposit. Then, receive at least two direct deposits totaling $1,000 or more within 90 days of opening the account. See full terms and disclosures for details.
Are there any monthly fees?
FreeStyle+ Checking has no monthly maintenance fees, no minimum balance requirement, and no monthly online or Bill Pay fees. A $5 paper statement fee will apply if estatements isn't elected.
When will I receive my bonus funds?
If you meet the qualification requirements, your bonus will be deposited on the first business day after your 90-day account opening anniversary.
Why should I choose OceanFirst Bank?
At OceanFirst Bank, you come first. We offer a full range of innovative banking solutions — from everyday personal services to specialized business support — delivered by local professionals who understand your financial journey. Our focus on personalized
service and community commitment is what sets us apart.
1 Promotion runs from 10/07/2025 through 12/5/2025. Offer subject to change at any time. Offer only available for new customers of the bank who open an interest-bearing FreeStyle+ Checking account. Bonus limited to one per customer & one per household. Offer is not transferable. Promo code will be automatically applied online or offer must be presented in branch at time of account opening. New Personal FreeStyle+ Checking Account requires $25 to open and has no monthly minimum balance requirement. The annual percentage yield for FreeStyle+ Checking balances of $5,000+ is 0.05% and eligibility for the $500 bonus requires all the following conditions are met: the account must be opened with funds not currently on deposit at OceanFirst Bank and at least two qualifying electronic direct deposits totaling $1,000 has posted to the account within 90 days of account opening. Qualifying direct deposits must be a minimum of $5 and come from the following sources: salary, pension, Social Security or other regular monthly income deposited to your new checking account by your employer or outside agency via ACH. Bonus will be paid on the first business day after your 90-day account opening anniversary. All cash bonuses are taxable. All annual percentage yields (APYs) on interest bearing accounts subject to change. Fees may reduce earnings. For joint accounts, promo bonus limited to one per account. Non-Interest-bearing FreeStyle Checking accounts excluded. Business accounts do not apply. Employees of OceanFirst Bank N.A. excluded from this special offer. ID verification required and primary residence must be in proximity to an OceanFirst Bank branch.
2 Free ATMs apply to the U.S. only, fees will be credited back to account for U.S. based non-OceanFirst ATMs. A $1.50 rebate will be refunded for any international ATM use.