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Small Business Checking

Put Your Business Needs First
With OceanFirst Checking Options

Streamline your money management with flexible, low-entry checking accounts from OceanFirst Bank.

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Account options

The Smart Choice
For Small Business Owners

Explore checking options that put in as much work as you do. 
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Business Interest Checking

If you're a low-transaction business, such as a sole proprietor or non-profit, and looking for interest in your checking account — the OceanFirst Business Interest Checking account is for you.
  • Free nationwide ATM use*
  • Free business debit card
  • $100 minimum balance to open
  • Zero-Liability Fraud protection
  • Up to 50 free transactions monthly
  • Must be 18 or older to open
Open Account
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Community Business Checking

Designed with the needs of our small business community in mind, this flexible account lets you maximize its features and benefits by leveraging balances across multiple accounts.
  • Free nationwide ATM use*
  • Free business debit card
  • $100 minimum balance to open
  • Zero-Liability Fraud protection
  • Must be 18 or older to open
  • $15 monthly fee waived with $5,000 minimum balance
Open Account
*Free ATMs apply to the U.S. only, fees will be credited back to account for U.S. based non-OceanFirst ATMs. A $1.50 rebate will be refunded for any international ATM use. Our Zero-Liability Guarantee protects your checking account from fraud. Unauthorized use must be reported within 60 days of the statement date. Transactions must be qualified. Refer to the Zero-Liability Policy for additional information regarding consumer liability. Mobile check deposits are covered by standard check-clearing policies and are not covered by the Zero-Liability Policy. If error resolution cannot be determined within 10 business days from written notice, we will credit your account within 10 business days (5 business days for Visa Debit Card POS transactions) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. The bank will use discretion to pay overdrafts. This means there is no guarantee that the bank will always authorize and pay these transactions. If the bank is not authorized to pay an overdraft, the transaction will be declined. If you are enrolled in the Overdraft Program and overdraw your account by more than $50, you will be charged $38 each time an overdraft transaction is paid or declined. Visit oceanfirst.com/feeschedule for additional information. Some exclusions apply.

Account options

Tailored Solutions
For Impact Makers

Explore checking solutions that meet the need of nonprofits of all sizes.

 

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Nonprofit Checking

Designed to meet the needs of small nonprofits.

  • Interest Bearing
  • 200 Transactions Per Month ($.25 per transaction after)
  • No Minimum Balance Required
  • No Monthly Fees
  • Nationwide ATM Fees Refunded*
Open Account
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Nonprofit+ Checking

Designed to meet the needs of medium to large nonprofits.

  • Interest Bearing
  • 500 Transactions Per Month ($.25 per transaction after)
  • $15 monthly maintenance fee (waived with $5,000 combined minimum balance or more)
  • Nationwide ATM Fees Refunded*
  • Treasury Management Services Available
Open Account

*Free ATMs apply to the U.S. only, fees will be credited back to account for U.S. based non-OceanFirst ATMs. A $1.50 rebate will be refunded for any international ATM use. Our Zero-Liability Guarantee protects your checking account from fraud. Unauthorized use must be reported within 60 days of the statement date. Transactions must be qualified. Refer to the Zero-Liability Policy for additional information regarding liability. Mobile check deposits are covered by standard check-clearing policies and are not covered by the Zero-Liability Policy. If error resolution cannot be determined within 10 business days from written notice, we will credit your account within 10 business days (5 business days for Visa Debit Card POS transactions) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. The bank will use discretion to pay overdrafts. This means there is no guarantee that the bank will always authorize and pay these transactions. If the bank is not authorized to pay an overdraft, the transaction will be declined. If you are enrolled in the Overdraft Program and overdraw your account by more than $50, you will be charged $38 each time an overdraft transaction is paid or declined. Visit oceanfirst.com/feeschedule for additional information. Some exclusions apply.

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Whatever stage of your financial journey you’re on, we can assist.