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Small Business Lending

When Your Business
Needs Fast Access to Funds

Access financing options that empower the ebb and flow of your small business.

Apply Now

Lending and loan options

Get the Money You Need to Bridge Goals

Explore flexible financing options for your small business. 

$25,000 Unsecured Line of Credit
  • Apply online 24/7
  • Immediate answer
  • Access to funds in as soon as 1 business day from signing documents
  • Amounts from $10,000 to $25,000
  • Subject to credit approval with submission of all completed documents. Line of credit or loan payments must be auto-debited from an OceanFirst Bank checking account. Additional terms and conditions apply.

Apply Now

 

 

What You Need to ApplyCheck Status of Your Application
When you need a line of credit or term loan, you want lenders who walk the line. Partner with the team doing just that for over 120 years.

Features: 

  • Loan amount and terms structured to meet your needs
    • Seasonal Repayment Plans
    • Working Capital
    • Inventory
  • Secured and Unsecured financing available
  • Flexible repayment options
  • Lines of Credit include monthly payment based on interest only with annual clean-up period
Build your business with a team of community bankers who can help you find the most appropriate loan.
  • Owner-Occupied real estate Transactions up to $1,250,000
  • Investment Real Estate Loans up to $1,250,000
  • Term Loans and Lines of Credit $10,000 up to $1,250,000
Apply NowWhat You Need to ApplyCheck Status of Your Application

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to
find the one that works best for your business.

No Matter which card you choose, your business with benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen. 
  • Cardmember Service available 24 hours a day/365 days per year.
Learn More
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
Subject to Credit Approval

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Whatever stage of your financial journey you’re on, we can assist.