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OceanFirst Bank has a new look, with the same great service you trust! Explore our updated site today. 

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Welcome to OceanFirst Bank's New Site!

Thanks for visiting! While our website has a fresh new look, all your personal and business banking tools are right here where you need them. Everything you count on is still just a click away.

Small Business Lending

When Your Business
Needs Fast Access to Funds

Access financing options that empower the ebb and flow of your small business.

Apply Now

Lending and loan options

Get the Money You Need to Bridge Goals

Explore flexible financing options for your small business. 

When you need a line of credit you want lenders who walk the line. Partner with the team who've been doing just that for over 120 years.

Features

  • Loans amount and terms structured to meet your needs
    • Seasonal Repayment Plans
    • Working Capital
    • Asset Based Lending
    • Inventory
  • Secured by business assets or real estate
  • Flexible repayment options
  • Monthly payment based on interest only with annual clean-up period
Apply Now

Build your business with a team of community bankers who can help you find the most appropriate loan.

Features: 

  • Owner-Occupied real estate Transactions up to $1,250,000
  • Investment Real Estate Loans up to $1,250,000
  • Term Loans and Lines of Credit $5,000 up to $1,250,000
Find Out What You Need to ApplyApply Now

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

Features:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
Explore Credit Cards
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

Connect with Us

Whatever stage of your financial journey you’re on, we can assist.