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Welcome to OceanFirst Bank's New Site!

Thanks for visiting! While our website has a fresh new look, all your personal and business banking tools are right here where you need them. Everything you count on is still just a click away.

Business Credit Cards

Finance your company’s must-haves

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

Apply Now

Credit card options

Buy What Your Company Needs

Choose from our popular business credit card options: low rates, cash back, or flexible rewards.

Reward your business and earn up to 3% cash back on eligible net business purchases.

Details:

  • Intro APR for Purchases and Balance Transfers: 0% introductory APR for the first six billing cycles. After that, 19.24% to 28.24% based on your creditworthiness when you open your account
  • Earn 3% cash back on eligible purchases at gas stations, office supply stores, restaurants and more
  • Earn 1% unlimited cash back on all other eligible net purchases 
  • $25 cash back awarded after your first purchase
  • $100 annual software credit after 11 consecutive monthly software transactions
  • No annual fee
Apply Now

Save on interest with an extended low introductory rate.

Details:

  • Intro APR for Purchases and Balance Transfers: Business: 0% introductory APR for the first 18 billing cycles. After that, 17.24% to 26.24% based on your creditworthiness when you open your account
  • Use for large purchases, unexpected expenses, or last-minute necessities
  • No annual fee
Apply Now

Enjoy more rewards, fewer rules, and no point limits.

Details:

  • APR for Purchases and Balance Transfers: 21.24% to 26.24% based on your creditworthiness when you open your account
  • 2x points per $1 spent in your top two spend categories each month
  • 1x points monthly per $1 spent on other eligible purchases
  • 20,000 bonus reward points awarded when you spend $500 within the first 90 days of account opening
  • 95$ annual fee for account owners after the first 12 months 

Apply Now

Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).

Details: 

  • Intro APR for Purchases and Balance Transfers: Business Real Rewards: 0% introductory APR for the first six billing cycles. After that, 19.24% to 28.24% based on your creditworthiness when you open your account
  • 2,500 bonus reward points awarded after your first purchase
  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)
Apply Now

A single card that combines travel and entertainment (T&E) with purchasing card features.

Details:

  • No annual card fees 
  • Receive $100,000 protection per instance from misuse by employees 
  • Provided security for cardholders 
  • Simplified accounts payable process
  • Around-the world-acceptance 
Contact Your Treasury Management Officer to Learn More

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Whatever stage of your financial journey you’re on, we can assist.