Commercial Checking
A tiered relationship account that rewards you for maintaining higher account balances. As your balance increases, your fees decrease or disappear altogether. Plus, with Commercial checking, you’ll have a full array of Treasury Management services available.
Features:
- Tiered pricing structure to include more services with higher average daily account balances
- Tier-level balances can consist of services such as ACH items, deposited items, checks written, and OFBCONNECT®
- Group multiple commercial checking accounts (i.e., operating & payroll) to meet balance requirements
- Fraud protection services are included for customers with average daily balances of $250,000 or more
Commercial Analysis Checking
Larger commercial entities that utilize OceanFirst's complete suite of commercial banking solutions can receive an earnings credit rate toward balances.
Features:
- Commercial customers can receive an earnings credit rate (ECR) that can reduce or eliminate service charges
- Pay only for the services you use
- Hybrid feature available for clients who use ECR to offset service fees and want to earn interest on any excess balances
- Full list of Treasury Management Solutions available, including digital commercial services like OFBCONNECT®
Commercial Money Market
Earn competitive interest rates with your cash reserves with full liquidity and flexibility.
Features:
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Custom relationship account interest rates
- Full access to your funds
- Insured Cash Sweep options available for additional FDIC coverage with balances over $250,000
Commercial High Yield Money Market
Tiered interest rates earned on average daily account balances.
Features:
- Competitive tiered interest rates
- Higher balances earn more interest
- Full access to your funds
- No maintenance fees with minimum balances of $5,000 or more
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Accounts Receivables
Manage cash flow, reduce employee risk, increase funds availability, and track customers’ payments. -
Accounts Payable
Pay employees, send electronic payments to vendors, access wire transfers and Bill Pay, and more. -
Fraud Prevention
Protect your accounts with services that monitor suspicious activity, guard against altered checks, and limit ACH transactions. -
Information Management
Increase business efficiency by having up-to-date access and information on all your operational and financial dealings. -
Commercial One Card
Enjoy a single commercial card that coverstravel and entertainment with unified processing, simplified management, and maximized savings. -
OFBCONNECT® mobile
Enjoy the features of OFBCONNECT® on your iPhone or Android device. Monitor and control your accounts securely and conveniently.