b'INSIDEA Message from Our Leaders02History and Values03Executive Leadership04Team Members and Territories05At OceanFirst, we have an extraordinary groupRegional Leadership06of people who demonstrate remarkable spirit,Growth and Expansion08ingenuity and dedication, and for that we areDefining Our Culture09deeply grateful. Technology and Innovation10Diversity and Inclusion12Talent Recruitment14Christopher D. Maher Onboarding and Retention 15CHAIRMAN AND CHIEF EXECUTIVE OFFICERDeveloping Future Leaders16Employee Wellness18Incentives and Rewards20Impacting Our Communities21HUMAN CAPITAL REPORT01'