b'EXECUTIVE LEADERSHIP TEAM MEMBERSOceanFirst Bank creates an environment immersed in culture and leadership. Our core values are displayed from the top down beginning with the Executive Team and Board of Directors, who embody the leadership and standards of conduct necessary to drive both employee and customer success.Christopher D. Maher Joseph J. Lebel III Patrick BarrettCHAIRMAN AND PRESIDENT AND EXECUTIVE VICE PRESIDENTCHIEF EXECUTIVE OFFICER CHIEF OPERATING OFFICER AND CHIEF FINANCIAL OFFICER7.6 YEARSAVERAGE TENURE OF OUR TEAM MEMBERSOceanFirstteammembersarevitaltotheworkthatwedoforourcustomersandsurrounding communities. Together, branch and corporate team members demonstrate our mission and core values Michele B. Estep Karthik Sridharan Grace M. Vallacchi to achieve both the individual and organizational goals that drive our success. We are proud of a work EXECUTIVE VICE PRESIDENT EXECUTIVE VICE PRESIDENT EXECUTIVE VICE PRESIDENT culturethatfostersrelationshipsandfinancialsolutionsthatempowerourclientstoachievetheirgoals.AND CHIEF ADMINISTRATIVE OFFICER AND CHIEF INFORMATION OFFICER CHIEF RISK OFFICERREGIONAL TERRITORIES MEBOARD OF DIRECTORS VT NHJohn E. Walsh, LEAD DIRECTOR OceanFirstBankcurrentlyhascorporateandbranchlocations in New Jersey, New York and Pennsylvania, as well as additional Anthony R. Coscia Christopher D. Maher CommercialBankingLoanProductionOfficesinWashingtonD.C. MAMichael D. Devlin Joseph M. Murphy Jr. and Massachusetts.Jack M. Farris Steven M. Scopellite NYSteven J. Tsimbinos Kimberly M. Guadagno Grace C. Torres CT RINicos Katsoulis Patricia L. TurnerEXECUTIVE VICE PRESIDENT, GENERALJoseph J. Lebel IIIGrace M. Vallacchi CORPORATE MANAGERS Boston RegionCOUNSEL AND CORPORATE SECRETARY 170+ New York RegionACROSS THE NORTHEAST PA NJ40+ BRANCH MANAGERS ACROSS New Jersey RegionNEW JERSEY, NEW YORK, ANDMD12.1 BILLION+ IN ASSETS 900+ TEAM MEMBERS 290,000+ CUSTOMERS PENNSYLVANIA DC DE Greater Philadelphia Region12 YEARSAVERAGE TENURE OF OUR MANAGEMENT TEAM 300+ EMPLOYEES SUPPORT OUR VA Baltimore / D.C. RegionCUSTOMERS IN BRANCH LOCATIONS04 OCEANFIRST BANK HUMAN CAPITAL REPORT05'