Purchase Rebate Offers
Yes, enroll your card in uChoose to earn rewards on purchases.
To redeem the offer, simply click on it to see the details; this automatically loads the offer onto your debit card. Then shop at the specified retailer and pay using your OceanFirst debit card to earn the reward. Each offer has different details regarding when and where to shop and how much you need to spend. Offers that require an online purchase are clearly specified and may include a redemption code. Please read the details to determine how to redeem each offer and start earning rewards.
This is a rewards program that lets you earn rewards by using your OceanFirst Bank debit card to purchase merchandise and services at participating retailers. The program is available to all debit Cardholders ("Cardholders"). Through this program, you'll receive targeted offers to receive rewards on purchases based on how you shop. As a Cardholder, there is no limit to the rewards you can earn. So, the more you use your OceanFirst Bank debit card, the more offers you can receive and the more rewards you can earn!
Your rewards will typically be deposited to your account the month after you redeem the offer. Since we do not share your personal information with retailers, we cannot credit your account immediately at the time of purchase. For example, any rewards you redeem in the month of September typically will be credited to your account at the end of October. If you would like to see the offers you have redeemed or the total value of the offers you have redeemed, please log into your Digital Banking account and view the Purchase Rewards widget on the "My Account" page.
You can opt out by clicking on the "View all Offers" button on the My Account page. This will bring you to the rewards summary page and click the "Preferences" tab. On this tab you can turn on or off receiving available deals and Opt In or Out of enrollment.
You can find offers on the "My Account" main page in Digital Banking beneath transaction history in the "Purchase Rewards" widget. Here you can see "New Offers", your earned rewards and the account associated. "New Offers" will be viewable until you click to activate them. Once clicked, the reward is "loaded onto" your OceanFirst debit card. All offers can be viewed by clicking "View all offers" and visiting the rewards summary page.
Each offer has a specified period of time that it is available which is set by the merchant. You must redeem offers before the expiration date which can be found in the offer details section of the offer by clicking on the offer.
Offers are matched on an account level, based on the purchases made with your financial institution's debit card for that account. If you make different purchases with different accounts, you will see different offers in those accounts. You must use the financial institution debit card connected to that account to redeem the offers for that account.
Offers are based on how you currently shop to ensure the offers you receive are relevant. If you seldom use your debit card, you may not receive any offers until you begin using your card more. The more you use your OceanFirst Bank debit card, the more chances you will have to receive relevant offers!
You also may not be receiving any offers because you accidentally opted out of the program. If you cannot access the Purchase Rewards widget on your "My Account" page in Digital Banking, you are not enrolled in the rewards program. Go to the "Preference" tab and click to "Opt In".
No, your personal information is not shared with retailers.
Yes, the Purchase Rebates Offer program is free! There is no cost associated with this program, making it easy for Cardholders to earn rewards. This rebates program is just another benefit of using your OceanFirst Bank debit card.