Business Accounts

Choose the checking account that is right for your business:

• Small Business No-Nonsense Checking 
  Designed to support small businesses by making account management easy.
• Emerald Business Checking
  Take your business to the next level with cash management tools that allow you to manage your money wherever opportunities take you.
• Business Rewards Checking
  Larger businesses with multiple accounts and higher balances can offset fees with an earnings credit.
• Not-for-Profit Checking
  Designed to help organizations succeed in their mission.   

View account comparison chart here.

OceanFirst Bank Visa® Business Debit Card

Benefits include

• Worldwide Acceptance
  Use your debit card at merchants and at ATMs displaying the Visa logo.
• Easy Account Management
  Track your spending on your monthly statement, as well as by using Online & Mobile Banking.
• Zero Liability Insurance
  Protects you from unauthorized purchases made with your card.
• Fraud Protection
  With a no-cost service that sends you text messages about transactions made with your card.   

Choose the savings account that is right for your business:

• Prime Savings
  A high-yield savings account that, historically, rises each time the Federal Reserve raises their rates. How many banks can say that?
• Statement Savings
  Get maximum liquidity and an easy and affordable way to save.
• Business Money Market
  If you seek higher returns, our Business Money Market account offers competitive fees and a low minimum balance requirement. Plus, you can write up to six checks per month.
• Business CDs 
  You can rest easy knowing your business finances are working harder with guaranteed rates and returns over a set period of time.

View account comparison chart here.

Digital Business Banking Services

Online Banking

Access your money and do your everyday banking easily and conveniently.

• Get account balances
• View transaction history
• See check images
• Transfer funds between your Country Bank accounts
• Make loan payments
• View eStatements
• Set account alerts to notify you about specific account activity

Online Bill Payment

• Pay employees and suppliers
• Schedule recurring bill payments to occur automatically
• Set up eAlerts to remind you about bill payments
• Receive and pay bills electronically

Mobile Banking

With the OceanFirst Bank - NY Mobile App, you can view account activity anywhere you go. Plus, make deposits as easily as taking a photo. Plus, send and receive money with Person 2 Person (P2P) Pay. Look for our app in your mobile device app store to download and get started.

Cash Management

Control your cash flow right from your computer with our online cash management tools. You can review balances, set up ACH payments, send wire transfers, detect fraud with Positive Pay, and do more to help you manage money more conveniently.

Escrow Management

If you have a business with fiduciary responsibilities or are a landlord managing properties, we offer escrow management services to help facilitate account opening and closing, record-keeping, and tax reporting.

Remote Deposit Capture

Deposit checks easily and conveniently without having to visit a branch. With our Remote Deposit Capture service, you can deposit checks right from your office using a scanner and an internet connection, taking advantage of these benefits:

• Faster processing of your deposits – and access to funds.
• The flexibility to make deposits, anytime.
• The ability to consolidate funds from multiple locations into one account, saving you money.
• Faster check processing that allows you to identify returned checks sooner, facilitating collections.

Wire Transfers

Move and collect money easily and securely with our wire transfer services

Other Services

We offer a range of convenient services to help you manage your business accounts anytime from anywhere:

• Business Online & Mobile Banking
• Cash Management
• Business Debit Card

Plus...

• Night Deposit
  Drop off your deposits, securely, after hours at any of our offices.
• Coin & Cash Service
  Get the coin and cash your business needs.
• Money Orders
  If you have to make occasional bill payments, you can arrange for a money order available for amounts up to $500.
• Official Checks
  If you need a check for a larger amount than a money order can accommodate, we offer Bank Checks
• Safe Deposit Boxes
  Protect your valuables and important documents with our safe deposit boxes, available in a variety of sizes.
• Telephone Banking
  Stay connected to your money no matter where you go with Telephone Banking. With one phone call to 888-212-6868 you can get up-to-the-minute balances, review transactions and transfer funds.
• Wire Transfers
  Easily, quickly, and securely move money from your checking, savings, or money market account to the accounts of others in the United States or overseas.
• Courier Service
  Scheduled pickups ensure deposits make it to the Bank, while saving you (and your employees) time.