Business Banking Solutions
Choose the checking account that is right for your business:
- Small Business No-Nonsense Checking
Designed to support small businesses by making account management easy.
- Emerald Business Checking
Take your business to the next level with cash management tools that allow you to manage your money wherever opportunities take you.
- Business Rewards Checking
Larger businesses with multiple accounts and higher balances can offset fees with an earnings credit.
- Not-for-Profit Checking
Designed to help organizations succeed in their mission.
View account comparison chart here.
OceanFirst Bank Visa® Business Debit Card
- Worldwide Acceptance
Use your debit card at merchants and at ATMs displaying the Visa logo.
- Easy Account Management
Track your spending on your monthly statement, as well as by using Online & Mobile Banking.
- Zero Liability Insurance
Protects you from unauthorized purchases made with your card.
- Fraud Protection
With a no-cost service that sends you text messages about transactions made with your card.
Choose the savings account that is right for your business:
- Prime Savings
A high-yield savings account that, historically, rises each time the Federal Reserve raises their rates. How many banks can say that?
- Statement Savings
Get maximum liquidity and an easy and affordable way to save.
- Business Money Market
If you seek higher returns, our Business Money Market account offers competitive fees and a low minimum balance requirement. Plus, you can write up to six checks per month.
- Business CDs
You can rest easy knowing your business finances are working harder with guaranteed rates and returns over a set period of time.
View account comparison chart here.
Digital Business Banking Services
Access your money and do your everyday banking easily and conveniently.
- Get account balances
- View transaction history
- See check images
- Transfer funds between your Country Bank accounts
- Make loan payments
- View eStatements
- Set account alerts to notify you about specific account activity
Online Bill Payment
- Pay employees and suppliers
- Schedule recurring bill payments to occur automatically
- Set up eAlerts to remind you about bill payments
- Receive and pay bills electronically
With the OceanFirst Bank - NY Mobile App, you can view account activity anywhere you go. Plus, make deposits as easily as taking a photo. Plus, send and receive money with Person 2 Person (P2P) Pay. Look for our app in your mobile device app store to download and get started.
Control your cash flow right from your computer with our online cash management tools. You can review balances, set up ACH payments, send wire transfers, detect fraud with Positive Pay, and do more to help you manage money more conveniently.
If you have a business with fiduciary responsibilities or are a landlord managing properties, we offer escrow management services to help facilitate account opening and closing, record-keeping, and tax reporting.
Remote Deposit Capture
Deposit checks easily and conveniently without having to visit a branch. With our Remote Deposit Capture service, you can deposit checks right from your office using a scanner and an internet connection, taking advantage of these benefits:
- Faster processing of your deposits – and access to funds.
- The flexibility to make deposits, anytime.
- The ability to consolidate funds from multiple locations into one account, saving you money.
- Faster check processing that allows you to identify returned checks sooner, facilitating collections.
Move and collect money easily and securely with our wire transfer services
We offer a range of convenient services to help you manage your business accounts anytime from anywhere:
- Business Online & Mobile Banking
- Cash Management
- Business Debit Card
- Night Deposit
Drop off your deposits, securely, after hours at any of our offices.
- Coin & Cash Service
Get the coin and cash your business needs.
- Money Orders
If you have to make occasional bill payments, you can arrange for a money order available for amounts up to $500.
- Official Checks
If you need a check for a larger amount than a money order can accommodate, we offer Bank Checks
- Safe Deposit Boxes
Protect your valuables and important documents with our safe deposit boxes, available in a variety of sizes.
- Telephone Banking
Stay connected to your money no matter where you go with Telephone Banking. With one phone call to 888-212-6868 you can get up-to-the-minute balances, review transactions and transfer funds.
- Wire Transfers
Easily, quickly, and securely move money from your checking, savings, or money market account to the accounts of others in the United States or overseas.
- Courier Service
Scheduled pickups ensure deposits make it to the Bank, while saving you (and your employees) time.