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Barry Kramer


5 out of 5 stars
Our neighborhood association the Garth Road Co-operative Council has an account with Oceans First Bank. We considered other banks, but Oceans First is right here on our street and gave us great service. They could not have been more accommodating!

Mar Parker


2 out of 5 stars
Convenient location. But never any masks. One teller tried to steal my $100 bill. I think they got rid of her. Other tellers are nicer. Country was better rates and CDs. Terrible low interest rates on savings. Good for cashing checks or change only.



5 out of 5 stars

Most Frequently Asked Questions

  1. 1. Transfer money into the loan account from an OceanFirst deposit account by either clicking on the Pay button or by setting up an Internal Transfer. For your convenience, you can set up the Internal Transfer to recur monthly.

    2. Inside or outside of Digital Banking, you may use our Loan Payment portal.

    3. Add OceanFirst as a payee in Bill Pay (be sure to add your loan's account number). For your convenience, you can set up the Bill Payment to recur monthly. However, there is a possibility that it may take a few days for us to receive your payment.

  2. Please call our Customer Care Center or visit a branch for assistance. 

  3. Call the Customer Care Center at 1-888-623-2633 option 3 and have your debit card handy.

  4. Pending means that this transaction has occurred and will be marked as posted during our evening processing. Please note "pending transactions" are reflected in the available balance.

  5. Pending transactions are reflected in your balances. If it is a direct deposit or transfer between OFB accounts, funds are available for immediate use. If a check deposit, please our Funds Availability Policy.

    Screenshot of a transfer made within the Mobile App


About This Location

Welcome to OceanFirst Bank! Our Garth Rd location in Scarsdale has been proudly serving its community for more than 25 years.

Our Scarsdale branch is surrounded by a local barber shop, hair salon, deli, jewelry store, lock smith, nail salon, florist, and bagel store. All of these stores play an important role in our community here on Garth Rd.

Did you know? Most of our customers live or own a business on Garth Rd. We know our customers by name, and they know us by name as well because our branch prioritizes customer service!

Each year, the branch is proud to sponsor the Chamber of Commerce, library, local police, and local schools.

In addition, we strive to provide exceptional customer service while offering a wide array of financial products and services such as personal and business checking and savings accounts, investment services, online and mobile banking, and much more to help you achieve your financial goals. We invite you to see why our customers love banking with us.

Let us help you

For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1-888-623-2633.