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Commercial Checking

It’s The Tiered Account That Rewards You for Higher Account Balances.  That means, when your account balances increase, your fees may decrease or even disappear altogether. When you meet the requirements in your combined Commercial Checking accounts, we’ll waive the service charge. And, we’ll include more free transactions based on higher average monthly balances. Plus, you’ll enjoy a free business debit card for purchases and ATM use, with all the great perks of a Visa® debit card.


  • The number of free transactions increases with higher balances
  • Some Treasury Services such as Online Banking and Mobile Remote Deposit Capture could be waived based on your average daily balance
  • Full array of Treasury Management services available
  • Free business debit card for purchases and ATM use, with all the great perks of a personal debit card


  • Requires a $100 deposit to open
  • Must be 18 years old to open an account


Commercial Analysis

For larger businesses looking for a complete suite of products, we have the ideal account to help manage your daily business finances.


  • Higher deposit balances may offset activity fees
  • Pay only for the services you use
  • Non-interest account with earning credits
  • Business Online Banking services available including:
    • Place stop payments
    • Wire transfers from your office
    • Initiate ACH distributions and collections
    • Access via multiple tax IDs
    • Account Reconciliation
    • Positive Pay
  • Full list of Treasury Management services available
A hand typing their debit card number into a keyboard. Zoomed in photo.

Business Debit Card

Take advantage of your free business debit card* and the rewards that go along with it, while also enjoying the convenience of direct ATM access to your OceanFirst accounts.

*Not available on all business accounts

Learn Moreabout Visa check cards